Maine Personal Lines Insurance Practice Test 2026
Practice the exam Maine uses, from general personal lines knowledge to Maine's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles, plus Maine's own insurance law.
100 scored questions. The time limit and passing score are set by Maine; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines (column-ordered re-extraction)
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About the Maine Personal Lines exam
Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.
What it covers
- Homeowners and residential property coverage
- Personal auto and umbrella liability
- Cancellation, nonrenewal and notice rules
- Your state's personal lines regulations
Who takes it
Agents who sell only to individuals and households, such as captive agents at personal lines carriers.
What is on the Maine Personal Lines test
Maine's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Property Policies10 Qs
- Types of Casualty Policies13 Qs
- Property and Casualty Insurance Terms and Related Concepts28 Qs
- Property and Casualty Policy Provisions and Contract Law24 Qs
- Maine Laws and Rules Common to Property, Casualty & Personal Lines Insurance20 Qs
- Maine Laws and Rules Pertinent to Personal Lines Insurance5 Qs
Source: Maine Insurance Supplement Examination Content Outlines, Effective Date: February 02, 2026 (Pearson VUE publication #122006). Quoted from the document's own cover block; the running footer on every page reads 'Maine Insurance Supplement - Examination Content Outlines February 2, 2026'. The PDF prints no other revision note. SOURCE TEXT: this blueprint cites me-pearsonvue-content-outlines-layout, a second, correctly-ordered extraction of the SAME PDF (identical sha256) as the already-committed me-pearsonvue-content-outlines. Maine sets its outlines in two columns and the committed extraction interleaves them, splicing headings and displaced subtopics into the middle of topic lists; the re-extraction crops each page into its two columns with pdftotext -layout and reads left column then right. SCORED QUESTIONS are the outline's own parentheticals, which distinguish scored from pretest items. (Maine Insurance Content Outlines (column-ordered re-extraction)). Confirm current weights with the testing company before you book.
What to bring to the Maine exam
Maine official sources
- Bureau of Insurance Rule, Chapter 960Hurricane Deductibles (implements 24-A M.R.S. 3061), 031 C.M.R. ch. 960 · Maine Secretary of State, Bureau of Insurance rules (maine.gov/sos/rulemaking)
- Insurance Information and Privacy Protection (24-A M.R.S. 2201 et seq.)Maine Revised Statutes Title 24-A Chapter 24 · Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov)
- Property and Casualty Insurance: automobile, homeowners, subrogation, cancellation and nonrenewal, credit information (24-A M.R.S. 2901 et seq.)Maine Revised Statutes Title 24-A Chapter 39 · Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov)
- Fire and Property Insurance: standard fire policy, hurricane deductibles, personal lines (24-A M.R.S. 3001 et seq.)Maine Revised Statutes Title 24-A Chapter 41 · Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov)
- Rates And Rating Organizations (24-A M.R.S. 2301 et seq.)Maine Revised Statutes Title 24-A Chapter 25 · Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov)
- Proof of financial responsibilityMaine Revised Statutes Title 29-A, s. 1605 · Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov)
All Maine insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Maine provisions the questions on this page cite most often.
- 24-A M.R.S. § 2902 · Uninsured vehicle coverage: written rejection of equal coverage3 questions
- 24-A M.R.S. § 2212 · Reasons for adverse underwriting decisions: notice to consumer2 questions
- 24-A M.R.S. § 2927 · Personal automobile insurance; rental vehicle coverage: deductible2 questions
- 24-A M.R.S. § 3049 · Notice of cancellation; reasons: dog bite2 questions
- 24-A M.R.S. § 2325 · Assigned risks: maximum limits of the Maine Automobile Insurance Plan1 question
- 24-A M.R.S. § 2902-D · Family exclusions prohibited1 question
- 24-A M.R.S. § 2903 · Liability absolute when loss occurs1 question
- 24-A M.R.S. § 2907 · Coverage for sales tax credit1 question
Exam figures on this page were checked against official pages: License fee · Exam fee. Confirm anything you rely on with the testing company and the Maine Department of Insurance.