Proof of financial responsibility

What this document is

Maine Revised Statutes Title 29-A, s. 1605: Proof of financial responsibility is a state statute published by Maine Legislature, Office of the Revisor of Statutes (legislature.maine.gov). It is one of the Maine documents that insurance license exam questions are written from, including maine property & casualty, maine personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• 29-A M.R.S. § 1605(2) (Proof of financial responsibility: scope of proof)

  “Separate proof of financial responsibility is not required for a trailer, semitrailer, camp trailer or mobile home, registered to a person required to file proof of financial responsibility, that is covered by a policy on a vehicle registered by that person and provides the coverage required for a...”

• 29-A M.R.S. § 1605(1)(C) (Proof of financial responsibility: minimum limits)

  “C. Be in the amount or limit of at least: (1) For damage to property, $25,000; (2) For injury to or death of any one person, $50,000; (3) For one accident resulting in injury to or death of more than one person, $100,000; (4) For medical payments pursuant to section 1605‑A, $2,000; and (5) For...”

• 29-A M.R.S. § 1605(6) (Proof of financial responsibility: operating without giving proof)

  “6. Operating without giving proof. A person commits a Class D crime if that person is required to maintain proof of financial responsibility and, without authorization from the Secretary of State and without that proof, operates a vehicle or knowingly permits a vehicle owned by that person to be...”

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Questions about this source

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