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Kentucky Property & Casualty license exam prep

Kentucky Property & Casualty Insurance Practice Test 2026

Practice the exam Kentucky uses, from general property & casualty knowledge to Kentucky's own insurance law. Every answer quotes the statute behind it.

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What the Kentucky exam tests

General Insurance Principles and Property & Casualty, plus Kentucky's own insurance law.

Kentucky requirement to pass

Property 50, Casualty 50 scored questions. The time limit and passing score are set by Kentucky; check the candidate handbook.

Last verified September 2026 · Property Insurance License Outline

Kentucky

Property & Casualty

Questions on the real exam
Property 50, Casualty 50 scored questions
State license fee
$40 listed (it depends on the license type), paid to the Kentucky Department of Insurance
Pre-licensing education
Property & Casualty: 20 hours required

From Kentucky's published exam materials.

Study by topic

Master each topic before your Kentucky exam. First 2 topics are free to start.

PersonalizedStudy your weak spots first PRO
Kentucky insurance lawPRO88 questionsPractice run: State Statutes & Casualty Rules20 questions free, 25 with Pro · mixed topicsStart run

Pro study tools

The free runs cover the basics. These tools answer one question: would you pass the Property & Casualty test today?

Your Property & Casualty readiness, before you book.

This is a sample report. With Pro, the score and every dimension come from your own answers.

SAMPLE SCORE BREAKDOWN
SAMPLE
Coverage62%
Accuracy78%
Test Performance71%
Memory66%
Speed84%
81% likely to pass (sample)Focus on: Coverage

About the Kentucky Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What it covers

  • Property coverages, perils and policy conditions
  • Casualty and liability coverage, including auto and workers compensation
  • Underwriting, rating and claims basics
  • Your state's producer licensing and casualty rules

Who takes it

Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.

Frequently asked questions

Kentucky's published content outline lists Property 50, Casualty 50 scored questions. Exams also include a few unscored pretest questions.

The passing score is set by Kentucky. Most states use 70%, but check the Kentucky candidate handbook from the testing vendor for the exact figure.

Most states hire an outside testing company, such as PSI, Pearson VUE or Prometric. The Kentucky Department of Insurance links to the one it uses.

The fee is set by Kentucky and its testing vendor and can change. Check the Kentucky candidate handbook from the testing vendor for the exact figure.

Property & Casualty: 20 hours required. Confirm the current rule with the Kentucky Department of Insurance before you register, because requirements change.

Retake rules come from Kentucky and its testing vendor: you pay the fee again and, in some cases, wait a set number of days. Check the Kentucky candidate handbook from the testing vendor for the exact figure.

Passing is one step. You then apply for the license through the Kentucky Department of Insurance, usually with a background check and a fee.

Yes. Each state writes its own version, combining general property & casualty knowledge with Kentucky insurance law.

More Kentucky practice tests

Kentucky Life & Health practice testKentucky Personal Lines practice test

Property & Casualty practice tests in other states

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See all Property & Casualty states →