Kentucky insurance laws and exam sources

The Kentucky statutes, regulations and exam outlines that practice questions are written from. Each entry links to the official text and shows which exams use it.

Kentucky Life & Health practice test Kentucky Property & Casualty practice test Kentucky Personal Lines practice test

Life & Health sources

Laws and regulations that Kentucky Life & Health practice questions cite.

Trade Practices and FraudsKRS Chapter 304, Subtitle 12, Secs. 304.12-010 through 304.12-237Kentucky Legislative Research Commission (apps.legislature.ky.gov) · State statute · Official text
The Insurance ContractKRS Chapter 304, Subtitle 14, selected sectionsKentucky Legislative Research Commission (apps.legislature.ky.gov) · State statute · Official text
Life Insurance and Annuity ContractsKRS Chapter 304, Subtitle 15, selected sectionsKentucky Legislative Research Commission (apps.legislature.ky.gov) · State statute · Official text
Health Insurance ContractsKRS Chapter 304, Subtitle 17, selected sectionsKentucky Legislative Research Commission (apps.legislature.ky.gov) · State statute · Official text
Agents, Consultants, Solicitors and AdjustersKRS Chapter 304, Subtitle 9, selected sectionsKentucky Legislative Research Commission (apps.legislature.ky.gov) · State statute · Official text

Property & Casualty sources

Laws and regulations that Kentucky Property & Casualty practice questions cite.

Scope, General Definitions, and ProvisionsKRS Chapter 304, Subtitle 1, sections not held in earlier Kentucky documentsKentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
KRS Chapter 304, Subtitle 10 - Surplus Lines (304.10-010 et seq.)Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
Trade Practices and FraudsKRS Chapter 304, Subtitle 12, Secs. 304.12-010 through 304.12-237Kentucky Legislative Research Commission (apps.legislature.ky.gov) · State statute · Official text
Trade Practices and FraudsKRS Chapter 304, Subtitle 12, sections not held in ky-ins-01: 304.12-150 lender insurance, 304.12-230 unfair claims settlement practices and the restKentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
KRS Chapter 304, Subtitle 13Rates and Rating Organizations (304.13-011 et seq., incl. 304.13-151 automobile insurance plan)Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
The Insurance ContractKRS Chapter 304, Subtitle 14, sections not held in ky-ins-14Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
The Insurance ContractKRS Chapter 304, Subtitle 14, selected sectionsKentucky Legislative Research Commission (apps.legislature.ky.gov) · State statute · Official text
KRS Chapter 304, Subtitle 20Casualty, Automobile and Property Insurance Contracts: declination, nonrenewal and cancellation (304.20-040, 304.20-300 to 304.20-350)Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
KRS Chapter 304, Subtitle 36 - Kentucky Insurance Guaranty Association (304.36-010 et seq.)Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
KRS Chapter 304, Subtitle 39 - Motor Vehicle Reparations Act (no-fault) (304.39-010 et seq.)Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
KRS Chapter 304, Subtitle 47 - Insurance Fraud (304.47-010 et seq.)Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
KRS Chapter 304, Subtitle 5Kinds of Insurance; Limits of Risk; Reinsurance (304.5-010 et seq., incl. 304.5-050 definition of property insurance)Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
Agents, Consultants, Solicitors and AdjustersKRS Chapter 304, Subtitle 9, sections not held in ky-ins-02: licensing 304.9-080, change of address 304.9-200, continuing education 304.9-295, record retention 304.9-390, reporting 304.9-467, glass repair 304.9-470 and the restKentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
Agents, Consultants, Solicitors and AdjustersKRS Chapter 304, Subtitle 9, selected sectionsKentucky Legislative Research Commission (apps.legislature.ky.gov) · State statute · Official text
KRS Chapter 304, Subtitle 99 - Penalties (304.99-010 et seq.)Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
Workers' CompensationKRS Chapter 342, all live sections, 342.0011 through 342.990Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text

Personal Lines sources

Laws and regulations that Kentucky Personal Lines practice questions cite.

Trade Practices and FraudsKRS Chapter 304, Subtitle 12, sections not held in ky-ins-01: 304.12-150 lender insurance, 304.12-230 unfair claims settlement practices and the restKentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
KRS Chapter 304, Subtitle 13Rates and Rating Organizations (304.13-011 et seq., incl. 304.13-151 automobile insurance plan)Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
KRS Chapter 304, Subtitle 20Casualty, Automobile and Property Insurance Contracts: declination, nonrenewal and cancellation (304.20-040, 304.20-300 to 304.20-350)Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text
KRS Chapter 304, Subtitle 39 - Motor Vehicle Reparations Act (no-fault) (304.39-010 et seq.)Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) · State statute · Official text

Exam outlines and candidate handbooks

Published by the state and its testing provider. They say what each exam covers.

Casualty Insurance License OutlineKentucky Department of Insurance, Division of Licensing · Candidate handbook or exam outline · Official text
Health Insurance License Examination OutlineKentucky Department of Insurance, Division of Licensing · Candidate handbook or exam outline · Official text
Life Insurance Exam Study OutlineKentucky Department of Insurance, Division of Licensing · Candidate handbook or exam outline · Official text
Personal Lines Insurance License OutlineKentucky Department of Insurance, Division of Licensing · Candidate handbook or exam outline · Official text
Property Insurance License OutlineKentucky Department of Insurance, Division of Licensing · Candidate handbook or exam outline · Official text

About these sources

Kentucky's own insurance statutes and regulations, plus the exam content outlines and candidate handbooks published for its license exams. This page lists 23 documents, each with a link to the official text.

No. This page lists each document and links to the official version. Rely on the official text for the current law.

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