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State statute · Kentucky

KRS Chapter 304, Subtitle 13

Rates and Rating Organizations (304.13-011 et seq., incl. 304.13-151 automobile insurance plan)

Publisher
Kentucky Legislative Research Commission
Edition
Kentucky Revised Statutes, current version served by the Legislative Research Commission
Last checked
2026-09-29
Status
Kentucky Revised Statutes, public domain
Edition and licensing notes

Publisher. Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov)

Edition. Kentucky Revised Statutes, current version served by the Legislative Research Commission; retrieved 2026-09-29

Status. Kentucky Revised Statutes, public domain.

Read the official textPractice questions from this source

What this document is

KRS Chapter 304, Subtitle 13 - Rates and Rating Organizations (304.13-011 et seq., incl. 304.13-151 automobile insurance plan) is a state statute published by Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov). It is one of the Kentucky documents that insurance license exam questions are written from, including kentucky property & casualty, kentucky personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • KRS 304.13-151(6) (Insurer participation in pools, joint underwriting, joint reinsurance pools, and residual market mechanisms)
    “(6) As a condition of its authority under this chapter to transact casualty insurance (as defined in KRS 304.5-070) in this state, every insurer so authorized shall become and remain a signatory to the "Kentucky automobile insurance plan" as it is presently formulated or as it is hereafter amended...”
  • KRS 304.13-346(2) (Optional rider to be offered to upgrade non-FORTIFIED single-family dwellings)
    “(2) All insurance companies writing property insurance for personal risks that provides coverage of any single-family dwelling located in Kentucky that is a non- FORTIFIED dwelling shall offer an optional rider, endorsement, or supplemental policy provision that provides the insured a right to...”

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Questions about this source

KRS Chapter 304, Subtitle 13 - Rates and Rating Organizations (304.13-011 et seq., incl. 304.13-151 automobile insurance plan) is a state statute published by Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov). Edition: Kentucky Revised Statutes, current version served by the Legislative Research Commission; retrieved 2026-09-29.

No. This page summarizes the document and links to the official version. Always rely on the text published by Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov) for the current law.

Practice questions for Kentucky Property & Casualty, Kentucky Personal Lines cite this document.

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