KRS Chapter 304, Subtitle 47 - Insurance Fraud (304.47-010 et seq.)
Edition and licensing notes
Publisher. Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov)
Edition. Kentucky Revised Statutes, current version served by the Legislative Research Commission; retrieved 2026-09-29
Status. Kentucky Revised Statutes, public domain.
What this document is
KRS Chapter 304, Subtitle 47 - Insurance Fraud (304.47-010 et seq.) is a state statute published by Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov). It is one of the Kentucky documents that insurance license exam questions are written from, including kentucky property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- KRS 304.47-020(1)(d) (Fraudulent insurance acts)
“(d) Issues or knowingly presents fake or counterfeit insurance policies, certificates of insurance, insurance identification cards, insurance binders, or any other documents that purport to evidence insurance;”
- KRS 304.47-020(2)(a) (Fraudulent insurance acts)
“(2) A person convicted of a violation of subsection (1) of this section shall be guilty of a Class A misdemeanor, unless the aggregate of the claim, benefit, or money referred to in subsection (1) of this section is: (a) Five hundred dollars ($500) or more but less than ten thousand dollars...”
- KRS 304.47-020(1)(c)1. (Fraudulent insurance acts)
“(c) Knowingly and with intent to defraud or deceive: 1. Receives money for the purpose of purchasing insurance, and fails to obtain insurance;”
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