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State statute · Kentucky

KRS Chapter 304, Subtitle 17, selected sections: Health Insurance Contracts

Publisher
Kentucky Legislative Research Commission
Edition
Kentucky Revised Statutes, current through the 2025 regular session
Last checked
2026-08-31
Status
US state statute
Edition and licensing notes

Publisher. Kentucky Legislative Research Commission (apps.legislature.ky.gov)

Status. US state statute; public domain.

Read the official textPractice questions from this source

What this document is

KRS Chapter 304, Subtitle 17 - Health Insurance Contracts (selected sections) is a state statute published by Kentucky Legislative Research Commission (apps.legislature.ky.gov). It is one of the Kentucky documents that insurance license exam questions are written from, including kentucky life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • KRS § 304.17-190 (Change of Occupation)
    “Change of Occupation: If the insured be injured or contract sickness after having changed his occupation to one classified by the insurer as more hazardous than that stated in this policy or while doing for compensation anything pertaining to an occupation so classified, the insurer will pay only...”
  • KRS § 304.17-100 (Forms for Proof of Loss)
    “"Claim Forms: The insurer, upon receipt of a notice of claim, will furnish to the claimant such forms as are usually furnished by it for filing proofs of loss. If such forms are not furnished within fifteen (15) days after the giving of such notice the claimant shall be deemed to have complied with...”
  • KRS § 304.17-050 (Entire Contract; Changes)
    “This policy, including the indorsements and the attached papers, if any, constitutes the entire contract of insurance. No change in this policy shall be valid until approved by an executive officer of the insurer and unless such approval be indorsed hereon or attached hereto. No agent has authority...”
  • KRS § 304.17-150 (Time for Bringing Suit)
    “"Legal Actions: No action at law or in equity shall be brought to recover on this policy prior to the expiration of sixty (60) days after written proof of loss has been furnished in accordance with the requirements of this policy. No such action shall be brought after the expiration of three (3)...”
  • KRS § 304.17-200 (Misstatement of Age)
    “"Misstatement of Age: If the age of the insured has been misstated, all amounts payable under this policy shall be such as the premium paid would have purchased at the correct age."”
  • KRS § 304.17-042(3) (Coverage for newly born children: condition on continued coverage)
    “If payment of a specific premium or fee is required to provide coverage for a child the policy or contract may require that notification of birth of a newly born child and payment of the required premium or fees must be furnished to the insurer within thirty-one (31) days after the date of birth in...”
  • KRS § 304.17-070(2) (Grace Period and Cancellation: notice of intention not to renew)
    “(2) A policy in which the insurer reserves the right to refuse any renewal shall have, at the beginning of the above provision: "Unless not less than five (5) days prior to the premium due date the insurer has delivered to the insured, or has mailed to his last address as shown by the records of...”
  • KRS § 304.17-090(1) (Notice of Claim)
    “Written notice of claim must be given to the insurer within sixty (60) days after the occurrence or commencement of any loss covered by the policy, or as soon thereafter as is reasonably possible. Notice given by or on behalf of the insured or the beneficiary to the insurer at .... (insert the...”
  • KRS § 304.17-180 (Optional Policy Provisions)
    “no such policy delivered or issued for delivery to any person in this state shall contain provisions respecting the matters set forth in KRS 304.17-190 to 304.17-290, inclusive, unless such provisions are in the words in which the same appear in the applicable section, except that the insurer may,...”
  • KRS § 304.17-140 (Physical Examination and Autopsy)
    “"Physical Examination and Autopsy: The insurer, at its own expense, shall have the right and opportunity to examine the person of the insured when and as often as it may reasonably require during the pendency of a claim hereunder and to make an autopsy in case of death where it is not forbidden by law."”
  • KRS § 304.17-080(1) (Reinstatement)
    “provided, however, that if the insurer or such agent requires an application for reinstatement and issues a conditional receipt for the premium tendered, the policy will be reinstated upon approval of such application by the insurer or, lacking such approval, upon the forty-fifth day following the...”
  • KRS § 304.17-020 (Scope of Subtitle)
    “Nothing in this subtitle shall apply to or affect: (1) Any policy of liability or workers' compensation insurance with or without supplementary expense coverage therein. (2) Any group or blanket policy.”

Practice this material

Kentucky Life & Health practice test

Questions about this source

KRS Chapter 304, Subtitle 17 - Health Insurance Contracts (selected sections) is a state statute published by Kentucky Legislative Research Commission (apps.legislature.ky.gov). Edition: Kentucky Revised Statutes, current through the 2025 regular session.

No. This page summarizes the document and links to the official version. Always rely on the text published by Kentucky Legislative Research Commission (apps.legislature.ky.gov) for the current law.

Practice questions for Kentucky Life & Health cite this document.

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