KRS Chapter 304, Subtitle 14, sections not held in ky-ins-14: The Insurance Contract
Edition and licensing notes
Publisher. Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov)
Edition. Kentucky Revised Statutes, current version served by the Legislative Research Commission; retrieved 2026-09-29
Status. Kentucky Revised Statutes, public domain.
What this document is
KRS Chapter 304, Subtitle 14 - The Insurance Contract (sections not held in ky-ins-14) is a state statute published by Kentucky Legislative Research Commission (Kentucky Revised Statutes, apps.legislature.ky.gov). It is one of the Kentucky documents that insurance license exam questions are written from, including kentucky property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- KRS 304.14-220(1) (Binders)
“(1) Binders or other contracts for temporary insurance may be made orally or in writing, and shall be deemed to include all the usual terms of the policy as to which the binder was given together with such applicable endorsements as are designated in the binder, except as superseded by the clear...”
- KRS 304.14-280 (Claims administration not waiver)
“Without limitation of any right or defense of an insurer otherwise, none of the following acts by or on behalf of an insurer shall be deemed to constitute a waiver of any provision of a policy or of any defense of the insurer thereunder: (1) Acknowledgment of the receipt of notice of loss or claim...”
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