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Iowa Property & Casualty license exam prep

Iowa Property & Casualty Insurance Practice Test 2026

Practice the exam Iowa uses, from general property & casualty knowledge to Iowa's own insurance law. Every answer quotes the statute behind it.

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What the Iowa exam tests

General Insurance Principles and Property & Casualty, plus Iowa's own insurance law.

Iowa requirement to pass

Property 81, Casualty 83, Combined commercial 82 scored questions. The time limit and passing score are set by Iowa; check the candidate handbook.

Last verified September 2026 · Insurance Content Outlines

Iowa

Property & Casualty

Questions on the real exam
Property 81, Casualty 83, Combined commercial 82 scored questions
Who runs the exam
Pearson VUE, an independent testing company
Exam fee
$44 listed (the exact fee depends on the exam you take)
State license fee
$50 listed (it depends on the license type), paid to the Iowa Department of Insurance
Pre-licensing education
Property & Casualty: not required

From Iowa's published exam materials.

Study by topic

Master each topic before your Iowa exam. First 2 topics are free to start.

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Iowa insurance lawPRO88 questionsPractice run: State Statutes & Casualty Rules20 questions free, 25 with Pro · mixed topicsStart run

Pro study tools

The free runs cover the basics. These tools answer one question: would you pass the Property & Casualty test today?

Your Property & Casualty readiness, before you book.

This is a sample report. With Pro, the score and every dimension come from your own answers.

SAMPLE SCORE BREAKDOWN
SAMPLE
Coverage62%
Accuracy78%
Test Performance71%
Memory66%
Speed84%
81% likely to pass (sample)Focus on: Coverage

About the Iowa Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What it covers

  • Property coverages, perils and policy conditions
  • Casualty and liability coverage, including auto and workers compensation
  • Underwriting, rating and claims basics
  • Your state's producer licensing and casualty rules

Who takes it

Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.

Frequently asked questions

Iowa's published content outline lists Property 81, Casualty 83, Combined commercial 82 scored questions. Exams also include a few unscored pretest questions.

The passing score is set by Iowa. Most states use 70%, but check the Iowa candidate handbook from the testing vendor for the exact figure.

Iowa uses Pearson VUE, an independent testing company that schedules and runs licensing exams. Its candidate handbook explains how to register and what to bring.

The testing company lists an exam fee of $44, paid when you register; the exact amount depends on which exam you take. The Iowa Department of Insurance lists $50 for the license itself, which depends on the license type. Fees can change, so confirm them when you book.

Property & Casualty: not required. Confirm the current rule with the Iowa Department of Insurance before you register, because requirements change.

Retake rules come from Iowa and its testing vendor: you pay the fee again and, in some cases, wait a set number of days. Check the Iowa candidate handbook from the testing vendor for the exact figure.

Passing is one step. You then apply for the license through the Iowa Department of Insurance, usually with a background check and a fee.

Yes. Each state writes its own version, combining general property & casualty knowledge with Iowa insurance law.

More Iowa practice tests

Iowa Life & Health practice testIowa Personal Lines practice test

Property & Casualty practice tests in other states

CaliforniaTexasFloridaNew YorkPennsylvaniaIllinoisOhioGeorgiaNorth CarolinaMichiganNew JerseyVirginia
See all Property & Casualty states →