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State statute · Iowa

Licensing of Insurance Producers

Iowa Code ch. 522B, ss. 522B.1-522B.18, the WHOLE chapter

Publisher
Iowa Legislature
Edition
Iowa Code, retrieved 2026-08-28
Last checked
2026-08-28
Status
Iowa Code, public domain
Edition and licensing notes

Publisher. Iowa Legislature (legis.iowa.gov)

Status. Iowa Code, public domain.

Read the official textPractice questions from this source

What this document is

Iowa Code ch. 522B - Licensing of Insurance Producers (ss. 522B.1-522B.18, the WHOLE chapter) is a state statute published by Iowa Legislature (legis.iowa.gov). It is one of the Iowa documents that insurance license exam questions are written from, including iowa life & health, iowa property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Iowa Code § 522B.2(2) (License required)
    “A person offering to the public, for a fee or commission, to engage in the business of offering any advice, counsel, or service with respect to the benefits, advantages, or disadvantages promised under any policy of insurance must also be licensed as an insurance producer.”
  • Iowa Code § 522B.11(1)(h) (grounds for license action)
    “Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility in the conduct of business in this state or elsewhere.”
  • Iowa Code § 522B.11(1)(c) (grounds for license action)
    “Obtaining or attempting to obtain a license through misrepresentation or fraud.”
  • Iowa Code § 522B.2(1) (License required)
    “A person shall not sell, solicit, or negotiate insurance in this state for any line of insurance unless the person is licensed as an insurance producer for that line of insurance as provided in this chapter.”
  • Iowa Code § 522B.6(2)(a) (License: lines of authority)
    “Life insurance providing coverage on human lives, including benefits of endowment and annuities, and may include benefits in the event of death or dismemberment by accident and benefits for disability income.”
  • Iowa Code § 522B.11(1)(a) (grounds for license action)
    “Providing incorrect, misleading, incomplete, or materially untrue information in the license application.”
  • Iowa Code § 522B.11(3) (Business Entity License: Suspension, Revocation, Refusal)
    “The license of a business entity may be suspended, revoked, or refused if the commissioner finds, after hearing, that an individual licensee’s violation was known or should have been known by a partner, officer, or manager acting on behalf of the business entity and the violation was not reported...”
  • Iowa Code § 522B.12(3) (Commissions: Renewal and Deferred Commissions)
    “Renewal or other deferred commissions may be paid to a person for selling, soliciting, or negotiating insurance in this state if the person was required to be licensed under this chapter at the time of the sale, solicitation, or negotiation and was so licensed at that time.”
  • Iowa Code § 522B.3(1) (Exceptions to Licensing)
    “Nothing in this chapter shall be construed to require an insurer to obtain an insurance producer license. For the purposes of this section, “insurer” does not mean an officer, director, employee, subsidiary, or affiliate of the insurer.”
  • Iowa Code § 522B.11(2) (License Denial or Nonrenewal: Notice and Hearing)
    “If the commissioner does not renew a license or denies an application for a license, the commissioner shall notify the applicant or licensee and advise, in writing, the licensee or applicant of the reason for the nonrenewal of the license or denial of the application for a license. The licensee or...”
  • Iowa Code § 522B.4(1) (Application for Examination)
    “A resident individual applying for an insurance producer license shall pass a written examination unless exempt pursuant to section 522B.8. The examination shall test the knowledge of the individual concerning the lines of authority for which application is made, the duties and responsibilities of...”
  • Iowa Code § 522B.6(3) (License: Fees and Continuing Education)
    “An insurance producer license remains in effect unless revoked or suspended as long as all required fees are paid and continuing education requirements for resident individual insurance producers are met by any applicable due date.”

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Questions about this source

Iowa Code ch. 522B - Licensing of Insurance Producers (ss. 522B.1-522B.18, the WHOLE chapter) is a state statute published by Iowa Legislature (legis.iowa.gov). Edition: Iowa Code, retrieved 2026-08-28.

No. This page summarizes the document and links to the official version. Always rely on the text published by Iowa Legislature (legis.iowa.gov) for the current law.

Practice questions for Iowa Life & Health, Iowa Property & Casualty cite this document.

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