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State statute · Iowa

Accident and Health Insurance

Iowa Code Chapter 514A, Secs. 514A.1-514A.15

Publisher
Iowa Legislative Services Agency
Edition
Iowa Code 2026
Last checked
2026-08-31
Status
US state statute
Edition and licensing notes

Status. US state statute; public domain.

Read the official textPractice questions from this source

What this document is

Iowa Code Chapter 514A - Accident and Health Insurance (Secs. 514A.1-514A.15) is a state statute published by Iowa Legislative Services Agency. It is one of the Iowa documents that insurance license exam questions are written from, including iowa life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Iowa Code Chapter 514A § 514A.7 (Age Limit)
    “If any such policy contains a provision establishing, as an age limit or otherwise, a date after which the coverage provided by the policy will not be effective, and if such date falls within a period for which premium is accepted by the insurer or if the insurer accepts a premium after such date,...”
  • Iowa Code Chapter 514A § 514A.3(1)(b) (Alternative incontestable provision)
    “A policy which the insured has the right to continue in force subject to its terms by the timely payment of premium (a) until at least age fifty or, (b) in the case of a policy issued after age forty-four, for at least five years from its date of issue, may contain in lieu of the foregoing the...”
  • Iowa Code Chapter 514A § 514A.3(2)(h) (Optional Cancellation Provision)
    “In the event of cancellation, the insurer will return promptly the unearned portion of any premium paid. If the insured cancels, the earned premium shall be computed by the use of the short-rate table last filed with the state official having supervision of insurance in the state where the insured...”
  • Iowa Code Chapter 514A § 514A.3(1)(l) (Change of beneficiary)
    “Unless the insured makes an irrevocable designation of beneficiary, the right to change of beneficiary is reserved to the insured and the consent of the beneficiary or beneficiaries shall not be requisite to surrender or assignment of this policy or to any change of beneficiary or beneficiaries, or...”
  • Iowa Code Chapter 514A § 514A.3(2)(a) (Change of Occupation, Less Hazardous Class)
    “If the insured changes the insured’s occupation to one classified by the insurer as less hazardous than that stated in this policy, the insurer, upon receipt of proof of such change of occupation, will reduce the premium rate accordingly, and will return the excess pro rata unearned premium from...”
  • Iowa Code Chapter 514A § 514A.3(2)(a) (Change of Occupation)
    “Change of occupation: If the insured be injured or contract sickness after having changed the insured’s occupation to one classified by the insurer as more hazardous than that stated in this policy or while doing for compensation anything pertaining to an occupation so classified, the insurer will...”
  • Iowa Code Chapter 514A § 514A.3(1)(f) (Claim forms)
    “Claim forms: The insurer, upon receipt of a notice of claim, will furnish to the claimant such forms as are usually furnished by it for filing proofs of loss. If such forms are not furnished within fifteen days after the giving of such notice the claimant shall be deemed to have complied with the...”
  • Iowa Code Chapter 514A § 514A.1(1) (Definition of accident and sickness insurance policy)
    “As used in this chapter, “policy of accident and sickness insurance” includes a policy or contract covering insurance against loss resulting from sickness, or from bodily injury or death by accident, or both.”
  • Iowa Code Chapter 514A § 514A.3(1)(i) (Payment of Claims: Direct Payment to Providers)
    “Subject to any written direction of the insured in the application or otherwise all or a portion of any indemnities provided by this policy on account of hospital, nursing, medical, or surgical services may, at the insurer’s option and unless the insured requests otherwise in writing not later than...”
  • Iowa Code Chapter 514A § 514A.3(1)(a) (Entire contract - changes)
    “This policy, including the endorsements and the attached papers, if any, constitutes the entire contract of insurance. No change in this policy shall be valid until approved by an executive officer of the insurer and unless such approval be endorsed hereon or attached hereto. No agent has authority...”
  • Iowa Code Chapter 514A § 514A.13 (Filing Requirement and Prior Approval)
    “A policy of insurance against loss or expense from sickness or from the bodily injury or death by accident of the insured shall not be issued or delivered to any person in this state and an application, rider, or endorsement shall not be used in connection with the policy until a copy of the policy...”
  • Iowa Code Chapter 514A § 514A.3(1)(c) (Required Grace Period Provision)
    “Grace period: A grace period of ............ (insert a number not less than “7” for weekly premium policies, “10” for monthly premium policies and “31” for all other policies) days will be granted for the payment of each premium falling due after the first premium, during which grace period the...”

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Iowa Life & Health practice test

Questions about this source

Iowa Code Chapter 514A - Accident and Health Insurance (Secs. 514A.1-514A.15) is a state statute published by Iowa Legislative Services Agency. Edition: Iowa Code 2026.

No. This page summarizes the document and links to the official version. Always rely on the text published by Iowa Legislative Services Agency for the current law.

Practice questions for Iowa Life & Health cite this document.

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