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Alabama Property & Casualty license exam prep

Alabama Property & Casualty Insurance Practice Test 2026

Practice the exam Alabama uses, from general property & casualty knowledge to Alabama's own insurance law. Every answer quotes the statute behind it.

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What the Alabama exam tests

General Insurance Principles and Property & Casualty, plus Alabama's own insurance law.

Alabama requirement to pass

Combined 150, Property 100, Casualty 125 scored questions. The time limit and passing score are set by Alabama; check the candidate handbook.

Last verified September 2026 · Producer Examination Content Outline - Property and Casualty Examinations

Alabama

Property & Casualty

Questions on the real exam
Combined 150, Property 100, Casualty 125 scored questions
Who runs the exam
University of Alabama, an independent testing company
Exam fee
$50 listed (the exact fee depends on the exam you take)
State license fee
$80 listed (it depends on the license type), paid to the Alabama Department of Insurance
Pre-licensing education
Property & Casualty: not required

From Alabama's published exam materials.

Study by topic

Master each topic before your Alabama exam. First 3 topics are free to start.

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Alabama insurance law88 questions
Practice run: State Statutes & Casualty Rules20 questions free, 25 with Pro · mixed topicsStart run

Pro study tools

The free runs cover the basics. These tools answer one question: would you pass the Property & Casualty test today?

Your Property & Casualty readiness, before you book.

This is a sample report. With Pro, the score and every dimension come from your own answers.

SAMPLE SCORE BREAKDOWN
SAMPLE
Coverage62%
Accuracy78%
Test Performance71%
Memory66%
Speed84%
81% likely to pass (sample)Focus on: Coverage

About the Alabama Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What it covers

  • Property coverages, perils and policy conditions
  • Casualty and liability coverage, including auto and workers compensation
  • Underwriting, rating and claims basics
  • Your state's producer licensing and casualty rules

Who takes it

Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.

Frequently asked questions

Alabama's published content outline lists Combined 150, Property 100, Casualty 125 scored questions. Exams also include a few unscored pretest questions.

The passing score is set by Alabama. Most states use 70%, but check the Alabama candidate handbook from the testing vendor for the exact figure.

Alabama uses University of Alabama, an independent testing company that schedules and runs licensing exams. Its candidate handbook explains how to register and what to bring.

The testing company lists an exam fee of $50, paid when you register; the exact amount depends on which exam you take. The Alabama Department of Insurance lists $80 for the license itself, which depends on the license type. Fees can change, so confirm them when you book.

Property & Casualty: not required. Confirm the current rule with the Alabama Department of Insurance before you register, because requirements change.

Retake rules come from Alabama and its testing vendor: you pay the fee again and, in some cases, wait a set number of days. Check the Alabama candidate handbook from the testing vendor for the exact figure.

Passing is one step. You then apply for the license through the Alabama Department of Insurance, usually with a background check and a fee.

Yes. Each state writes its own version, combining general property & casualty knowledge with Alabama insurance law.

More Alabama practice tests

Alabama Life & Health practice testAlabama Personal Lines practice test

Property & Casualty practice tests in other states

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