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State statute · Alabama

Unauthorized Insurers and Surplus Lines (27-10-1 to 27-10-56)

Alabama Code Title 27 (Insurance) Chapter 10

Publisher
Legislative Services Agency of the Alabama Legislature
Edition
Code of Alabama as served by ALISON on 2026-09-29
Last checked
2026-09-29
Status
Code of Alabama, public domain
Edition and licensing notes

Publisher. Legislative Services Agency of the Alabama Legislature (ALISON, alison.legislature.state.al.us)

Status. Code of Alabama, public domain (state government edict).

What this document is

Alabama Code Title 27 (Insurance) Chapter 10 - Unauthorized Insurers and Surplus Lines (27-10-1 to 27-10-56) is a state statute published by Legislative Services Agency of the Alabama Legislature (ALISON, alison.legislature.state.al.us). It is one of the Alabama documents that insurance license exam questions are written from, including alabama property & casualty practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Ala. Code Section 27-10-20(1)(d) (Procuring of Surplus Lines from Unauthorized Insurers)
    “d. The insurance must not be procured for the purpose of securing advantages as to a lower premium rate than would be accepted by an authorized insurer;”
  • Ala. Code Section 27-10-28(a) (Liability of Insurer as to Losses and Unearned Premiums)
    “the insurer shall be deemed to have received the premium due to it for such coverage and the insurer shall be liable to the insured as to losses covered by such insurance and for unearned premiums which may become payable to the insured upon cancellation of such insurance, whether or not in fact...”
  • Ala. Code Section 27-10-31(a) (Annual Tax of Surplus Line Brokers)
    “On or before the first day of March each year, the surplus line broker shall remit to the State Treasurer through the commissioner, as a tax imposed for the privilege of transacting business as a surplus line broker in this state, a tax of six percent on the direct premiums, less return premiums...”

Practice this material

Questions about this source

Alabama Code Title 27 (Insurance) Chapter 10 - Unauthorized Insurers and Surplus Lines (27-10-1 to 27-10-56) is a state statute published by Legislative Services Agency of the Alabama Legislature (ALISON, alison.legislature.state.al.us). Edition: Code of Alabama as served by ALISON on 2026-09-29.

No. This page summarizes the document and links to the official version. Always rely on the text published by Legislative Services Agency of the Alabama Legislature (ALISON, alison.legislature.state.al.us) for the current law.

Practice questions for Alabama Property & Casualty cite this document.

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