Indiana Property & Casualty Insurance Practice Test 2026
Practice the exam Indiana uses, from general property & casualty knowledge to Indiana's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus Indiana's own insurance law.
135 scored questions. The time limit and passing score are set by Indiana; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines
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Master each topic before your Indiana exam. First 2 topics are free to start.
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About the Indiana Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the Indiana Property & Casualty test
Indiana's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Policies22 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions and Contract Law13 Qs
- Types of Policies, Bonds, and Related Terms23 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions12 Qs
- Indiana Laws and Department Rules Common to All Lines of Insurance23 Qs
- Surplus Lines Common to Personal and Commercial2 Qs
- Personal Lines Regulations5 Qs
- Commercial Lines Regulations5 Qs
Source: Indiana Insurance Supplement — Examination Content Outlines, Effective Date: November 26, 2025; Pearson VUE #121501 | 11/2025. The document's cover reads 'Content Outlines: Effective November 26, 2025' and every page's running head reads 'Effective Date: November 26, 2025'. Question counts are the outline's own per-section parentheticals, which distinguish scored from pretest items; scoredQuestions is the scored figure. (Indiana Insurance Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Indiana exam
Indiana official sources
- Code IC 27-4-1Unfair Competition; Unfair or Deceptive Acts and Practices (IC 27-4-1-1 to 27-4-1-19) · Indiana General Assembly (iga.in.gov)
- Code Title 27, Article 7Uninsured Motorist Coverage and Underinsured Motorist Coverage, Miscellaneous Motor Vehicle Insurance Provisions, and Cancellation of Automobile Insurance Policies (IC 27-7-5, 27-7-5.1, 27-7-6) · Indiana General Assembly (iga.in.gov)
- Code Title 27, Article 1Classification of Insurance, Admission of Foreign and Alien Companies to Transact Business in Indiana, and Additional Provisions Pertaining to Foreign and Alien Companies (IC 27-1-5, 27-1-17, 27-1-18) · Indiana General Assembly (iga.in.gov)
- Code Title 27Use of Credit Information in Personal Insurance and Virtual Claim Payments for Dental Care Services (IC 27-2-21, IC 27-4-10) · Indiana General Assembly (iga.in.gov)
- Code Title 27, Article 1Department of Insurance: Department Created, Incorporation by Reference, Application of Article and Definitions, General Powers and Duties of the Department, and Examinations (IC 27-1-1, 27-1-1.5, 27-1-2, 27-1-3, 27-1-3.1) · Indiana General Assembly (iga.in.gov)
- Financial Responsibility (IC 9-25-1 through IC 9-25-11.5)Indiana Code Title 9, Article 25 · Indiana General Assembly (iga.in.gov)
- Additional Provisions Pertaining to All Insurance Companies and Policy Language Simplification (IC 27-1-20, 27-1-26)Indiana Code Title 27, Article 1 · iga.in.gov
- Property and Casualty Insurance and Guaranty Association Law (IC 27-6-8)Indiana Code Title 27, Article 6, Chapter 8 · Indiana General Assembly (iga.in.gov)
All Indiana insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Indiana provisions the questions on this page cite most often.
- IC § 22-3-5-5 · Worker's Compensation; Policy Provisions; Direct Promise to the Person Entitled2 questions
- IC § 27-1-2-3 · Application of Article; Definitions; "Insurance"2 questions
- IC § 27-1-5-12 questions
- IC § 27-4-1-4 · Unfair Methods of Competition; Tied Placement on a Mortgage Loan2 questions
- IC § 27-4-1.5-8 · Insurer Notice to Insured; Body Parts to Be Used in Repair2 questions
- IC § 27-7-5-5 · Uninsured and Underinsured Motorist Coverage; Limitations on Coverage2 questions
- IC § 27-7-9-8 · Mine Subsidence Insurance; Extent of Coverage Necessary; Deductible2 questions
- IC § 27-7-9-8.5 · Mine Subsidence Insurance; One Mine Subsidence Occurrence2 questions
Exam figures on this page were checked against official pages: Exam fee · Pre-licensing. Confirm anything you rely on with the testing company and the Indiana Department of Insurance.