Idaho Property & Casualty Insurance Practice Test 2026
Practice the exam Idaho uses, from general property & casualty knowledge to Idaho's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus Idaho's own insurance law.
Property 68, Casualty 70 scored questions. The time limit and passing score are set by Idaho; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines
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About the Idaho Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the Idaho Property & Casualty test
Idaho's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Policies22 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions and Contract Law13 Qs
- Idaho Statutes, Rules, and Regulations Common to Life, Health/disability, Property, Casualty, and Personal Lines Insurance12 Qs
- Idaho Statutes, Rules, and Regulations Common to Property and Casualty Insurance Only3 Qs
- Idaho Statutes, Rules, and Regulations Pertinent to Property Insurance Only3 Qs
- Types of Policies, Bonds, and Related Terms23 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions12 Qs
- Idaho Statutes, Rules, and Regulations Common to Life, Health/disability, Property, Casualty, and Personal Lines Insurance12 Qs
- Idaho Statutes, Rules, and Regulations Common to Property and Casualty Insurance Only3 Qs
- Idaho Statutes, Rules, and Regulations Pertinent to Casualty Insurance Only5 Qs
Source: Idaho Insurance Content Outlines, cover: "Content Outlines: Effective July 31, 2025"; "#121301 | 08/2025"; page footer "IDAHO - Insurance Examination Content Outlines". Idaho prints scored and pretest counts separately and the scoredQuestions here are the scored figures; the Idaho-specific Personal Lines outline and the Public Adjuster outline print a scored count with no pretest figure at all. Idaho's leader style varies within the one document -- "…12", "......…3", "...............12", "……6" and, in the Property and Casualty state outlines, a bare "ONLY 3" with no leader -- so each area weight was read individually and every section's weights sum exactly to its own printed scored count. (Idaho Insurance Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Idaho exam
Idaho official sources
- Rebates - Illegal InducementsIdaho Code § 41-1314 · Idaho Legislature (legislature.idaho.gov)
- Code Title 41, Chapter 18The Insurance Contract (Idaho Code 41-1801 through 41-1855) · legislature.idaho.gov
- Code Title 41, Chapter 10Producer Licensing (Idaho Code 41-1001 through 41-1097) · legislature.idaho.gov
All Idaho insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Idaho provisions the questions on this page cite most often.
- Idaho Code § 41-1850 · Certificates of Insurance7 questions
- Idaho Code § 41-1851 · Electronic Notices and Documents3 questions
- Idaho Code § 41-1003 · Definitions2 questions
- Idaho Code § 41-1005 · Exceptions to Licensing2 questions
- Idaho Code § 41-1016 · Administrative Penalty -- Suspension, Revocation, Refusal of License2 questions
- Idaho Code § 41-1018 · Appointments2 questions
- Idaho Code § 41-1024 · Reporting and Accounting for Premiums2 questions
- Idaho Code § 41-1026 · Procedure Following Suspension, Revocation, Denial -- Reinstatement2 questions
Exam figures on this page were checked against official pages: Pre-licensing · License fee. Confirm anything you rely on with the testing company and the Idaho Department of Insurance.