Delaware Property & Casualty Insurance Practice Test 2026
Practice the exam Delaware uses, from general property & casualty knowledge to Delaware's own insurance law. Every answer quotes the statute behind it.
General Insurance Principles and Property & Casualty, plus Delaware's own insurance law.
Property 85, Casualty 95 scored questions. The time limit and passing score are set by Delaware; check the candidate handbook.
Last verified September 2026 · Insurance Content Outlines
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About the Delaware Property & Casualty exam
The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.
What it covers
- Property coverages, perils and policy conditions
- Casualty and liability coverage, including auto and workers compensation
- Underwriting, rating and claims basics
- Your state's producer licensing and casualty rules
Who takes it
Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.
What is on the Delaware Property & Casualty test
Delaware's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.
- Types of Policies22 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions and Contract Law13 Qs
- Delaware Statutes, Regulations, and Bulletins Pertinent to Life, Accident and Health, Property and Casualty Insurance13 Qs
- Delaware Statutes, Rules, Regulations, and Bulletins Common to Both Property and Casualty Insurance5 Qs
- Delaware Statutes, Rules, Regulations, and Bulletins Pertinent to Property Insurance Only5 Qs
- Insurance Ethics12 Qs
- Types of Policies, Bonds, and Related Terms23 Qs
- Insurance Terms and Related Concepts15 Qs
- Policy Provisions12 Qs
- Delaware Statutes, Regulations, and Bulletins Pertinent to Life, Accident and Health, Property and Casualty Insurance13 Qs
- Delaware Statutes, Rules, Regulations, and Bulletins Common to Both Property and Casualty Insurance5 Qs
- Delaware Statutes, Rules, Regulations, and Bulletins Pertinent to Casualty Insurance Only15 Qs
- Insurance Ethics12 Qs
Source: Pearson VUE #120801 | 07/2025; "DELAWARE Insurance Content Outlines -- Content outlines: effective January 15, 2025" (the cover adds "Delaware Surety Adjuster outline: effective July 15, 2025"); running head on every page "Delaware Insurance Supplement - Examination Content Outlines / January 15, 2025". Delaware administers SEPARATE Property (exam series InsDE_Prop04) and Casualty (InsDE_Cas05) producer exams, each sat as a general-knowledge part plus a Delaware-specific part; the handbook's exam list carries no combined Property and Casualty exam. Scored counts are the outline's own figures and are confirmed independently by the handbook's exam table (Property 50 general scored + 10 pretest, 35 state scored + 7 pretest; Casualty 50 + 10, 45 + 9). Every area in all four sections carries a printed question count and each section's counts sum exactly to its declared scored total. The two state-specific outlines also print sub-weights against some of their A/B/C subtopics; the schema carries a weight only on top-level areas, so those sub-weights are not recorded. (Delaware Insurance Content Outlines). Confirm current weights with the testing company before you book.
What to bring to the Delaware exam
Delaware official sources
- Licensing of Professional Insurance PersonnelDelaware Code Title 18 Chapter 17, Secs. 1701-1724 · Delaware Code Online (delcode.delaware.gov), Delaware General Assembly
- Licensing of Public AdjustersDelaware Code Title 18 Chapter 17A, Secs. 1750-1761 · Delaware Code Online (delcode.delaware.gov), Delaware General Assembly
- Unfair Practices in the Insurance BusinessDelaware Code Title 18 Chapter 23, Secs. 2301-2318 · Delaware Code Online (delcode.delaware.gov), Delaware General Assembly
- The Insurance ContractDelaware Code Title 18 Chapter 27, Secs. 2701-2741 · Delaware Code Online (delcode.delaware.gov), Delaware General Assembly
- Nonadmitted Insurance ActDelaware Code Title 18 (Insurance Code) Chapter 19, Secs. 1901-1945 · Delaware General Assembly, Delaware Code Online (delcode.delaware.gov)
- Insurance Fraud PreventionDelaware Code Title 18 (Insurance Code) Chapter 24, Secs. 2401-2415 · Delaware General Assembly, Delaware Code Online (delcode.delaware.gov)
- Casualty Insurance ContractsDelaware Code Title 18 (Insurance Code) Chapter 39, Secs. 3901-3921 · Delaware General Assembly, Delaware Code Online (delcode.delaware.gov)
- Property Insurance ContractsDelaware Code Title 18 (Insurance Code) Chapter 41, Secs. 4101-4161 · Delaware General Assembly, Delaware Code Online (delcode.delaware.gov)
All Delaware insurance laws and exam sources
Provisions these questions cite most
Every answer quotes the provision it tests. These are the Delaware provisions the questions on this page cite most often.
- 18 Del. C. § 2304 · Unfair claim settlement practices9 questions
- 18 Del. C. § 1707 · License; exceptions for catastrophe adjusters2 questions
- 18 Del. C. § 1712 · License denial, nonrenewal or revocation2 questions
- 18 Del. C. § 1714 · Commissions; referrals by unlicensed persons2 questions
- 18 Del. C. § 1756 · Contracts and solicitation of contracts; cancellation2 questions
- 18 Del. C. § 1758 · Prohibited acts2 questions
- 18 Del. C. § 2305 · Favored agent or insurer; coercion of debtors2 questions
- 18 Del. C. § 3902 · Uninsured and underinsured vehicle coverage; written rejection2 questions
Exam figures on this page were checked against official pages: Testing company · Pre-licensing. Confirm anything you rely on with the testing company and the Delaware Department of Insurance.