Federal sources
Federal laws and guidance that insurance exams draw on, such as the tax code, ACA and Medicare rules.
Life & Health sources
Laws and regulations that Life & Health practice questions cite.
- McCarran-Ferguson Act - regulation by state law15 U.S.C. s. 1012U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FCRA permissible purposes of consumer reports15 U.S.C. s. 1681bU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FCRA requirements relating to obsolete information in consumer reports15 U.S.C. s. 1681cU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FCRA disclosure of investigative consumer reports15 U.S.C. s. 1681dU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FCRA disclosures to consumers15 U.S.C. s. 1681gU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FCRA public record information for employment purposes15 U.S.C. s. 1681kU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FCRA requirements on users taking adverse action based on consumer reports15 U.S.C. s. 1681mU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- GLBA protection of nonpublic personal information15 U.S.C. s. 6801U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- GLBA obligations with respect to disclosures of personal information15 U.S.C. s. 6802U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Crimes by or affecting persons engaged in the business of insurance18 U.S.C. s. 1033U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Civil penalties and injunctions for insurance fraud18 U.S.C. s. 1034U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Compensation for injuries or sickness (exclusion)26 U.S.C. s. 104U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Cafeteria plans26 U.S.C. s. 125U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Dependent defined26 U.S.C. s. 152U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Trade or business expenses26 U.S.C. s. 162U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Charitable contributions and gifts26 U.S.C. s. 170U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Adjustments for gifts made within 3 years of death26 U.S.C. s. 2035U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Annuities included in the gross estate26 U.S.C. s. 2039U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Proceeds of life insurance (estate tax)26 U.S.C. s. 2042U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Medical, dental, etc., expenses (itemized deduction)26 U.S.C. s. 213U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Retirement savings deduction (IRA)26 U.S.C. s. 219U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Health savings accounts26 U.S.C. s. 223U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Gift to spouse (marital deduction)26 U.S.C. s. 2523U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Certain amounts paid in connection with insurance contracts26 U.S.C. s. 264U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FICA definitions (Social Security/Medicare tax wages)26 U.S.C. s. 3121U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FUTA definitions26 U.S.C. s. 3306U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Qualified pension, profit-sharing, and stock bonus plans26 U.S.C. s. 401U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Taxability of beneficiary of employees trust (plan distributions/rollovers)26 U.S.C. s. 402U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Optional treatment of elective deferrals as Roth contributions26 U.S.C. s. 402AU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Taxation of employee annuities26 U.S.C. s. 403U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Individual retirement accounts26 U.S.C. s. 408U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Roth IRAs26 U.S.C. s. 408AU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Inclusion in income of deferred compensation under nonqualified plans26 U.S.C. s. 409AU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Definitions and special rules for retirement plans26 U.S.C. s. 414U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Treatment of funded welfare benefit plans26 U.S.C. s. 419U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Deferred compensation plans of state and local governments and tax-exempt organizations26 U.S.C. s. 457U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Tax on excess contributions to tax-favored accounts26 U.S.C. s. 4973U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Excise tax on failure to take required minimum distributions26 U.S.C. s. 4974U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Failure to meet group health plan requirements26 U.S.C. s. 4980DU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Shared responsibility for employers regarding health coverage26 U.S.C. s. 4980HU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Estate tax returns26 U.S.C. s. 6018U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Charitable remainder trusts26 U.S.C. s. 664U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Recipients of income in respect of decedents26 U.S.C. s. 691U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Annuities; certain proceeds of endowment and life insurance contracts26 U.S.C. s. 72U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Treatment of qualified long-term care insurance26 U.S.C. s. 7702BU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Group-term life insurance purchased for employees26 U.S.C. s. 79U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Tax on insurance companies other than life insurance companies26 U.S.C. s. 831U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- ERISA definitions29 U.S.C. s. 1002U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- ERISA summary plan description requirements29 U.S.C. s. 1022U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- ERISA minimum participation standards coverage29 U.S.C. s. 1051U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- ERISA minimum vesting standards29 U.S.C. s. 1053U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- ERISA fiduciary duties (prudent-person standard)29 U.S.C. s. 1104U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- ERISA prohibited transactions29 U.S.C. s. 1106U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- ERISA civil enforcement29 U.S.C. s. 1132U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- ERISA interference with protected rights29 U.S.C. s. 1140U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- COBRA notice requirements and election period29 U.S.C. s. 1166U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Servicemembers Group Life Insurance coverage and conversion to VGLI38 U.S.C. s. 1967U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Criminal penalties for acts involving federal health care programs (anti-kickback)42 U.S.C. s. 1320a-7bU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- HIPAA administrative simplification standards (electronic health information)42 U.S.C. s. 1320d-2U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- HIPAA wrongful disclosure of individually identifiable health information42 U.S.C. s. 1320d-6U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Basic entitlement to SSI benefits42 U.S.C. s. 1381aU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Supplemental security income eligibility42 U.S.C. s. 1382U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Medicare Part A - hospital insurance benefits42 U.S.C. s. 1395cU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Medicare Part B - supplementary medical insurance42 U.S.C. s. 1395jU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Certification of Medicare supplemental (Medigap) policies42 U.S.C. s. 1395ssU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Medicare Part D - prescription drug benefits42 U.S.C. s. 1395w-101U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Medicare Advantage (Part C) - eligibility, election, enrollment42 U.S.C. s. 1395w-21U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Medicare Advantage benefits and beneficiary protections42 U.S.C. s. 1395w-22U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Medicare definitions of services and benefits42 U.S.C. s. 1395xU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Exclusions from Medicare coverage42 U.S.C. s. 1395yU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- State plans for medical assistance (Medicaid)42 U.S.C. s. 1396aU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Medicaid definitions of medical assistance and covered services42 U.S.C. s. 1396dU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Medicaid premiums and cost-sharing limits42 U.S.C. s. 1396oU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Medicaid liens, transfers of assets, and estate recovery42 U.S.C. s. 1396pU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Treatment of income and resources for institutionalized spouses (Medicaid spousal impoverishment)42 U.S.C. s. 1396r-5U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Essential health benefits and coverage levels42 U.S.C. s. 18022U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Affordable insurance exchanges (health benefit exchanges, navigators)42 U.S.C. s. 18031U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Reduced cost-sharing for individuals enrolling in qualified health plans42 U.S.C. s. 18071U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Procedures for determining eligibility for exchange premium tax credits42 U.S.C. s. 18081U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- No lifetime or annual limits42 U.S.C. s. 300gg-11U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Coverage of preventive health services42 U.S.C. s. 300gg-13U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Extension of dependent coverage to age 2642 U.S.C. s. 300gg-14U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Standards relating to benefits for mothers and newborns42 U.S.C. s. 300gg-25U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Parity in mental health and substance use disorder benefits42 U.S.C. s. 300gg-26U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Required coverage for reconstructive surgery following mastectomy (WHCRA)42 U.S.C. s. 300gg-27U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Prohibition of preexisting condition exclusions42 U.S.C. s. 300gg-3U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Prohibiting discrimination against individual participants based on health status42 U.S.C. s. 300gg-4U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Prohibition on discrimination based on genetic information (GINA)42 U.S.C. s. 300gg-53U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Fair health insurance premiums (rating factors)42 U.S.C. s. 300ggU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Old-age, survivors, and disability insurance benefit payments42 U.S.C. s. 402U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Computation of primary insurance amount42 U.S.C. s. 415U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Medicare entitlement and eligibility42 U.S.C. s. 426U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- ACAComprehensive/Essential Health Benefits Coverage - 42 U.S.C. § 300gg-6U.S. Government (Office of the Law Revision Counsel) · State statute · Official text
- COBRAQualifying Events - 29 U.S.C. § 1163U.S. Government (Office of the Law Revision Counsel) · State statute · Official text
- Fair Credit Reporting Act15 U.S.C. § 1681a (Definitions)U.S. Government (Office of the Law Revision Counsel) · State statute · Official text
- HIPAALimitation on Preexisting Condition Exclusions - 29 U.S.C. § 1181U.S. Government (Office of the Law Revision Counsel) · State statute · Official text
- Social Security Disability Insurance Benefits42 U.S.C. § 423U.S. Government (Office of the Law Revision Counsel) · State statute · Official text
- Certain death benefits26 U.S.C. § 101U.S. Government Publishing Office / Office of the Law Revision Counsel · Federal tax code · Official text
- Certain exchanges of insurance policies26 U.S.C. § 1035U.S. Government Publishing Office / Office of the Law Revision Counsel · Federal tax code · Official text
- Annuities; certain proceeds of endowment and life insurance contracts26 U.S.C. § 72U.S. Government Publishing Office / Office of the Law Revision Counsel · Federal tax code · Official text
- Modified endowment contract defined26 U.S.C. § 7702AU.S. Government Publishing Office / Office of the Law Revision Counsel · Federal tax code · Official text
- Amounts Received Under Accident and Health Plans26 U.S.C. § 105U.S. Government (Office of the Law Revision Counsel) · Federal tax code · Official text
- Continuation Coverage Requirements (COBRA)26 U.S.C. § 4980BU.S. Government (Office of the Law Revision Counsel) · Federal tax code · Official text
- Contributions by Employer to Accident and Health Plans26 U.S.C. § 106U.S. Government (Office of the Law Revision Counsel) · Federal tax code · Official text
- Group-Term Life Insurance Purchased for Employees26 U.S.C. § 79U.S. Government (Office of the Law Revision Counsel) · Federal tax code · Official text
- Life Insurance Contract Defined26 U.S.C. § 7702U.S. Government (Office of the Law Revision Counsel) · Federal tax code · Official text
- Medical, Dental, etc., Expenses26 U.S.C. § 213U.S. Government (Office of the Law Revision Counsel) · Federal tax code · Official text
- Coverage for Pre-existing Conditions (Affordable Care Act) - HealthCare.govU.S. Centers for Medicare & Medicaid Services (HealthCare.gov) · Federal guidance · Official text
Property & Casualty sources
Laws and regulations that Property & Casualty practice questions cite.
- FCRA requirements relating to obsolete information in consumer reports15 U.S.C. s. 1681cU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FCRA disclosure of investigative consumer reports15 U.S.C. s. 1681dU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FCRA requirements on users taking adverse action based on consumer reports15 U.S.C. s. 1681mU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Crimes by or affecting persons engaged in the business of insurance18 U.S.C. s. 1033U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Civil penalties and injunctions for insurance fraud18 U.S.C. s. 1034U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Longshore and Harbor Workers’ Compensation Act definitions (employee, employer, injury, disability)33 U.S.C. s. 902U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Exclusiveness of liability under the Longshore and Harbor Workers’ Compensation Act (the exclusive remedy rule and its forfeiture when the employer fails to secure payment)33 U.S.C. s. 905U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Bonds of contractors of public buildings or works (the Miller Act performance bond and payment bond requirement)40 U.S.C. s. 3131U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Rights of persons furnishing labor or material (Miller Act payment bond claims, notice and suit limitation)40 U.S.C. s. 3133U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Flood insurance purchase and compliance requirements and escrow accounts (the mandatory purchase requirement for loans secured by property in a special flood hazard area)42 U.S.C. s. 4012aU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Nature and limitation of insurance coverage (NFIP general terms and conditions of insurability)42 U.S.C. s. 4013U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Fair Credit Reporting Act15 U.S.C. § 1681a (Definitions)U.S. Government (Office of the Law Revision Counsel) · State statute · Official text
- Force-placed insurance (Regulation X)12 C.F.R. s. 1024.37Consumer Financial Protection Bureau; Office of the Federal Register / National Archives (eCFR) · Regulation · Official text
- Terrorism Risk Insurance Program (Treasury regulations implementing TRIA: definitions, disclosures, mandatory availability, certification, federal share, cap on annual liability)31 C.F.R. Part 50Department of the Treasury (Federal Insurance Office / Terrorism Risk Insurance Program); Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Standard Flood Insurance Policy, Dwelling Form (complete policy form)44 C.F.R. Part 61, Appendix A(1)Federal Emergency Management Agency, Federal Insurance and Mitigation Administration; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Standard Flood Insurance Policy, General Property Form (complete policy form)44 C.F.R. Part 61, Appendix A(2)Federal Emergency Management Agency, Federal Insurance and Mitigation Administration; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Standard Flood Insurance Policy, Residential Condominium Building Association Policy (complete policy form)44 C.F.R. Part 61, Appendix A(3)Federal Emergency Management Agency, Federal Insurance and Mitigation Administration; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Effective date and time of coverage under the Standard Flood Insurance Policy (new business applications and endorsements; the waiting period)44 C.F.R. s. 61.11Federal Emergency Management Agency; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Coverage and benefits provided under the Standard Flood Insurance Policy44 C.F.R. s. 61.3Federal Emergency Management Agency; Office of the Federal Register / National Archives (eCFR) · Regulation · Official text
- Deductibles (NFIP minimum deductibles)44 C.F.R. s. 61.5Federal Emergency Management Agency; Office of the Federal Register / National Archives (eCFR) · Regulation · Official text
- Maximum amounts of flood insurance coverage available (Emergency and Regular Program limits)44 C.F.R. s. 61.6Federal Emergency Management Agency; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Minimum Levels of Financial Responsibility for Motor Carriers of Property49 C.F.R. Part 387, Subpart A, ss. 387.1-387.19; s. 387.15 NAMES Form MCS-90 but does NOT print it, and the endorsement text is nowhere in the CFRFederal Motor Carrier Safety Administration, U.S. Department of Transportation; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Medical Malpractice Insurance: Multiple Factors Have Contributed to Increased Premium Rates (June 2003)GAO-03-702U.S. Government Accountability Office (text as served by govinfo.gov) · Reference · Official text
- PRISM Glossary and Terms (public-entity risk pool glossary)PRISM (prismrisk.gov), a public-entity risk-sharing pool · Reference · Official text
- Risk distribution among policyholders of a property and casualty insurer)Rev. Rul. 2005-40 (26 CFR 1.831-1Internal Revenue Service (irs.gov) · Reference · Official text
- Types of Risks/Risk ExposuresRisk Management for Enterprises and Individuals (open textbook), section 1.05LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
- Perils and HazardsRisk Management for Enterprises and Individuals (open textbook), section 1.06LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
- Nature of the Liability ExposureRisk Management for Enterprises and Individuals (open textbook), section 12.02LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
- Major Sources of LiabilityRisk Management for Enterprises and Individuals (open textbook), section 12.03LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
- Types of Automobile Policies and the Personal Automobile PolicyRisk Management for Enterprises and Individuals (open textbook), section 14.04LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
- Commercial General Liability Policy and Commercial Umbrella Liability PolicyRisk Management for Enterprises and Individuals (open textbook), section 15.04LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
- Nature of InsuranceRisk Management for Enterprises and Individuals (open textbook), section 6.03LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
- Requirements of a ContractRisk Management for Enterprises and Individuals (open textbook), section 9.03LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
Personal Lines sources
Laws and regulations that Personal Lines practice questions cite.
- FCRA permissible purposes of consumer reports15 U.S.C. s. 1681bU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FCRA requirements relating to obsolete information in consumer reports15 U.S.C. s. 1681cU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FCRA disclosure of investigative consumer reports15 U.S.C. s. 1681dU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FCRA disclosures to consumers15 U.S.C. s. 1681gU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- FCRA requirements on users taking adverse action based on consumer reports15 U.S.C. s. 1681mU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- GLBA obligations with respect to disclosures of personal information15 U.S.C. s. 6802U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Crimes by or affecting persons engaged in the business of insurance18 U.S.C. s. 1033U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Civil penalties and injunctions for insurance fraud18 U.S.C. s. 1034U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Flood insurance purchase and compliance requirements and escrow accounts (the mandatory purchase requirement for loans secured by property in a special flood hazard area)42 U.S.C. s. 4012aU.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Nature and limitation of insurance coverage (NFIP general terms and conditions of insurability)42 U.S.C. s. 4013U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Fair Credit Reporting Act15 U.S.C. § 1681a (Definitions)U.S. Government (Office of the Law Revision Counsel) · State statute · Official text
- Force-placed insurance (Regulation X)12 C.F.R. s. 1024.37Consumer Financial Protection Bureau; Office of the Federal Register / National Archives (eCFR) · Regulation · Official text
- Standard Flood Insurance Policy, Dwelling Form (complete policy form)44 C.F.R. Part 61, Appendix A(1)Federal Emergency Management Agency, Federal Insurance and Mitigation Administration; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Effective date and time of coverage under the Standard Flood Insurance Policy (new business applications and endorsements; the waiting period)44 C.F.R. s. 61.11Federal Emergency Management Agency; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Coverage and benefits provided under the Standard Flood Insurance Policy44 C.F.R. s. 61.3Federal Emergency Management Agency; Office of the Federal Register / National Archives (eCFR) · Regulation · Official text
- Deductibles (NFIP minimum deductibles)44 C.F.R. s. 61.5Federal Emergency Management Agency; Office of the Federal Register / National Archives (eCFR) · Regulation · Official text
- Maximum amounts of flood insurance coverage available (Emergency and Regular Program limits)44 C.F.R. s. 61.6Federal Emergency Management Agency; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- WYO Companies authorized (Write Your Own arrangement, adjustment, settlement, payment and defense of flood claims, claims appeals, FEMA review)44 C.F.R. s. 62.23Federal Emergency Management Agency (Code of Federal Regulations, Title 44) · Regulation · Official text
Claims Adjuster sources
Laws and regulations that Claims Adjuster practice questions cite.
- Definitions (Nonadmitted Insurance; Nonadmitted and Reinsurance Reform Act, including "admitted insurer", "nonadmitted insurer", "home State")15 U.S.C. s. 8206U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Bonds of contractors of public buildings or works (the Miller Act performance bond and payment bond requirement)40 U.S.C. s. 3131U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Rights of persons furnishing labor or material (Miller Act payment bond claims, notice and suit limitation)40 U.S.C. s. 3133U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Personal injury to or death of seamen46 U.S.C. s. 30104U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Definitions46 U.S.C. s. 30501U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Declaration of nature and value of goods46 U.S.C. s. 30521U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Loss by fire46 U.S.C. s. 30522U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- General limit of liability46 U.S.C. s. 30523U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Limit of liability for personal injury or death46 U.S.C. s. 30524U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Apportionment of losses46 U.S.C. s. 30525U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Provisions limiting liability for personal injury or death46 U.S.C. s. 30527U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Action by owner for limitation46 U.S.C. s. 30529U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Definition46 U.S.C. s. 30701U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Application46 U.S.C. s. 30702U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Loading, stowage, custody, care, and delivery46 U.S.C. s. 30704U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Defenses46 U.S.C. s. 30706U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Liability insurance and financial responsibility49 U.S.C. s. 41112U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Limitation of liability49 U.S.C. s. 44112U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Definitions49 U.S.C. s. 44301U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- General authority49 U.S.C. s. 44302U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Coverage49 U.S.C. s. 44303U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Reinsurance49 U.S.C. s. 44304U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Premiums and limitations on coverage and claims49 U.S.C. s. 44306U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Administrative49 U.S.C. s. 44308U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Civil actions49 U.S.C. s. 44309U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Waiver of Warsaw Convention Liability Limits and Defenses14 C.F.R. part 203U.S. Department of Transportation (Code of Federal Regulations, Title 14) · Regulation · Official text
- Aircraft Accident Liability Insurance14 C.F.R. part 205U.S. Department of Transportation (Code of Federal Regulations, Title 14) · Regulation · Official text
- Domestic Baggage Liability14 C.F.R. part 254U.S. Department of Transportation (Code of Federal Regulations, Title 14) · Regulation · Official text
- Standard Flood Insurance Policy, Dwelling Form (complete policy form)44 C.F.R. Part 61, Appendix A(1)Federal Emergency Management Agency, Federal Insurance and Mitigation Administration; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Standard Flood Insurance Policy, General Property Form (complete policy form)44 C.F.R. Part 61, Appendix A(2)Federal Emergency Management Agency, Federal Insurance and Mitigation Administration; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Standard Flood Insurance Policy, Residential Condominium Building Association Policy (complete policy form)44 C.F.R. Part 61, Appendix A(3)Federal Emergency Management Agency, Federal Insurance and Mitigation Administration; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Deductibles (NFIP minimum deductibles)44 C.F.R. s. 61.5Federal Emergency Management Agency; Office of the Federal Register / National Archives (eCFR) · Regulation · Official text
- Maximum amounts of flood insurance coverage available (Emergency and Regular Program limits)44 C.F.R. s. 61.6Federal Emergency Management Agency; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Minimum Levels of Financial Responsibility for Motor Carriers of Property49 C.F.R. Part 387, Subpart A, ss. 387.1-387.19; s. 387.15 NAMES Form MCS-90 but does NOT print it, and the endorsement text is nowhere in the CFRFederal Motor Carrier Safety Administration, U.S. Department of Transportation; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Vacancy exclusion in a homeowners policy; estoppel and written-waiver requirementAmerican Mutual Fire Insurance Co. v. Durrence, 872 F.2d 378 (11th Cir. 1989)U.S. Court of Appeals, Eleventh Circuit (Florida, Georgia, Alabama) (opinion text via law.resource.org) · Reference · Official text
- Collision Liability ("Running Down") clause of a hull risks policy quoted, and "any other person"Bender Shipbuilding & Repair Co. v. C.N. Lloyd Brasileiro, 874 F.2d 1551 (11th Cir. 1989)U.S. Court of Appeals, Eleventh Circuit (Florida, Georgia, Alabama) (opinion text via law.resource.org) · Reference · Official text
- Whether a hull policy included collision (running down) coverage through an Institute time clauses riderBluewaters, Inc. v. Boag, 320 F.2d 833 (1st Cir. 1963)U.S. Court of Appeals, First Circuit (opinion text via law.resource.org) · Reference · Official text
- Marine hull policy collision ("running down") clause quoted in fullHarbor Towing Corp. v. Atlantic Mutual Insurance Co., 189 F.2d 409 (4th Cir. 1951)U.S. Court of Appeals, Fourth Circuit (opinion text via law.resource.org) · Reference · Official text
- Actual total loss, constructive total loss and partial loss; tender of abandonmentMagnum Marine Corp. v. Great American Insurance Co., 835 F.2d 265 (11th Cir. 1988)U.S. Court of Appeals, Eleventh Circuit (Florida, Georgia, Alabama) (opinion text via law.resource.org) · Reference · Official text
- Vacancy over sixty days, additional insurance, and increase of moral or physical hazard under a fire policyNiagara Fire Insurance Co. v. Everett, 292 F.2d 100 (5th Cir. 1961)U.S. Court of Appeals, Fifth Circuit (Texas, Louisiana, Mississippi) (opinion text via law.resource.org) · Reference · Official text
- Constructive total loss, abandonment, sue and laborProgress Marine, Inc. v. Foremost Insurance Co., 642 F.2d 816 (5th Cir. 1981)U.S. Court of Appeals, Fifth Circuit (Texas, Louisiana, Mississippi) (opinion text via law.resource.org) · Reference · Official text
- Senate Treaty Document 106-45Convention for the Unification of Certain Rules for International Carriage by Air, done at Montreal, May 28, 1999 - Message from the President and the Secretary of State report (executive analysis of Articles 17-22, 33-35, 50)U.S. Government Publishing Office (govinfo.gov), 106th Congress Senate Treaty Document 106-45 · Reference · Official text
- Four-fourths running down clause and the P and I collision exclusionSteamship Mutual Underwriting Association v. Landry, 281 F.2d 482 (1st Cir. 1960)U.S. Court of Appeals, First Circuit (opinion text via law.resource.org) · Reference · Official text
Other reference documents
Related law that no practice question cites yet.
- Certain death benefits (full text)26 U.S.C. s. 101U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
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- LHWCA coverage33 U.S.C. s. 903U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- LHWCA liability for compensation33 U.S.C. s. 904U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- LHWCA compensation33 U.S.C. s. 906U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- LHWCA medical services and supplies33 U.S.C. s. 907U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- LHWCA compensation for disability33 U.S.C. s. 908U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- LHWCA compensation for death33 U.S.C. s. 909U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Servicemembers Group Life Insurance definitions38 U.S.C. s. 1965U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
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- Guaranteed renewability of coverage (individual and group)42 U.S.C. s. 300gg-2U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Guaranteed renewability of individual health insurance coverage (HIPAA s. 2742)42 U.S.C. s. 300gg-42U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Federal Employers' Liability Act45 U.S.C. ss. 51-60U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Application46 U.S.C. s. 30502U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Provisions requiring notice of claim or limiting time for bringing action46 U.S.C. s. 30526U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Vicarious liability for medical malpractice with regard to crew46 U.S.C. s. 30528U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
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- Bills of lading46 U.S.C. s. 30703U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Seaworthiness46 U.S.C. s. 30705U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Criminal penalty46 U.S.C. s. 30707U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Insuring United States Government property49 U.S.C. s. 44305U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Revolving fund49 U.S.C. s. 44307U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Ending effective date49 U.S.C. s. 44310U.S. Government Publishing Office (govinfo.gov) · State statute · Official text
- Fair Credit Reporting Act15 U.S.C. § 1681m (Requirements on users of consumer reports)U.S. Government (Office of the Law Revision Counsel) · State statute · Official text
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- 20 C.F.R. § 404.1520 -- Evaluation of Disability in General (the five-step sequential evaluation process)Social Security Administration; Office of the Federal Register / National Archives (Electronic Code of Federal Regulations, eCFR) · Regulation · Official text
- Parts of Medicare (Medicare & You / medicare.gov)Centers for Medicare & Medicaid Services (CMS) · Federal guidance · Official text
- Continuation of Health Coverage (COBRA) - U.S. Department of LaborU.S. Department of Labor (DOL / EBSA) · Reference · Official text
- P and I cover versus hull running down clause (collision liability exclusion)Crown Zellerbach Corp. v. Ingram Industries, Inc., 745 F.2d 995 (5th Cir. 1984)U.S. Court of Appeals, Fifth Circuit (Texas, Louisiana, Mississippi) (opinion text via law.resource.org) · Reference · Official text
- Greenman v. Yuba Power Products, Inc.Harvard Law School Library Innovation Lab, Caselaw Access Project (static.case.law), reproducing the official reporter text · Reference · Official text
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- Luthringer v. MooreHarvard Law School Library Innovation Lab, Caselaw Access Project (static.case.law), reproducing the official reporter text · Reference · Official text
- Who is covered under the collision (running down) clause: charterer, installment purchaser, "for account of whom it may concern"Nardelli v. Stuyvesant Insurance Co., 258 F.2d 718 (5th Cir. 1958)U.S. Court of Appeals, Fifth Circuit (Texas, Louisiana, Mississippi) (opinion text via law.resource.org) · Reference · Official text
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- Portability of Health Coverage (HIPAA) - U.S. Department of LaborU.S. Department of Labor (DOL / EBSA) · Reference · Official text
- Rev. Rul. 2009-26 (risk shifting and risk distribution in a captive arrangement; insurance risks)Internal Revenue Service (irs.gov) · Reference · Official text
- The Notion and Definition of RiskRisk Management for Enterprises and Individuals (open textbook), section 1.03LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
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- Other Risks (flood, earthquake, dwelling and others)Risk Management for Enterprises and Individuals (open textbook), section 13.04LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
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- Other Property CoveragesRisk Management for Enterprises and Individuals (open textbook), section 15.03LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
- Other Liability RisksRisk Management for Enterprises and Individuals (open textbook), section 15.05LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
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- Agency Law: Application to InsuranceRisk Management for Enterprises and Individuals (open textbook), section 9.02LibreTexts Business (biz.libretexts.org), from the open textbook of the University of Minnesota Libraries / Saylor (Baranoff, Brockett and Kahane) · Reference · Official text
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- Marine hull covernote: perils of the sea, Inch Maree clause, F.P.A. total loss, 4/4ths Running Down ClauseTrans-World-Marine, Inc. v. Bouffard Agency, 885 F.2d 332 (6th Cir. 1989)U.S. Court of Appeals, Sixth Circuit (opinion text via law.resource.org) · Reference · Official text
- USDA Risk Management Agency, Loss Adjustment Standards Handbook, FCIC-25010-2 (2023 and succeeding crop years), the Loss Adjustment Manual (LAM)U.S. Department of Agriculture, Risk Management Agency (rma.usda.gov) · Reference · Official text