State statute · Federal sources
Prohibition of preexisting condition exclusions
42 U.S.C. s. 300gg-3
Edition and licensing notes
Publisher. U.S. Government Publishing Office (govinfo.gov)
Edition. U.S. Code (govinfo), retrieved 2026-08-28
Status. U.S. Code, public domain.
What this document is
42 U.S.C. s. 300gg-3: Prohibition of preexisting condition exclusions is a state statute published by U.S. Government Publishing Office (govinfo.gov). It is one of the documents that insurance license exam questions are written from, including life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- 42 U.S.C. § 300gg-3: subsection (g)(1)(B) (HMO affiliation period limit)
“(1) In general A health maintenance organization which offers health insurance coverage in connection with a group health plan and which does not impose any preexisting condition exclusion allowed under subsection (a) with respect to any particular coverage option may impose an affiliation period...”
- 42 U.S.C. § 300gg-3: subsection (f)(2)(B) (dependent special enrollment period)
“(B) Dependent special enrollment period A dependent special enrollment period under this subparagraph shall be a period of not less than 30 days and shall begin on the later of - (i) the date dependent coverage is made available, or (ii) the date of the marriage, birth, or adoption or placement for...”
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More Federal sources sources
- Coverage for Pre-existing Conditions (Affordable Care Act) - HealthCare.govFederal guidance
- 20 C.F.R. § 404.1520 -- Evaluation of Disability in General (the five-step sequential evaluation process)Regulation
- Parts of Medicare (Medicare & You / medicare.gov)Federal guidance
- Continuation of Health Coverage (COBRA) - U.S. Department of LaborReference
- Portability of Health Coverage (HIPAA) - U.S. Department of LaborReference
- Fair Credit Reporting Act - 15 U.S.C. § 1681a (Definitions)State statute
- 15 U.S.C. s. 1681b: FCRA permissible purposes of consumer reportsState statute
- 15 U.S.C. s. 1681c: FCRA requirements relating to obsolete information in consumer reportsState statute