State statute · Federal sources
Fair health insurance premiums (rating factors)
42 U.S.C. s. 300gg
Edition and licensing notes
Publisher. U.S. Government Publishing Office (govinfo.gov)
Edition. U.S. Code (govinfo), retrieved 2026-08-28
Status. U.S. Code, public domain.
What this document is
42 U.S.C. s. 300gg: Fair health insurance premiums (rating factors) is a state statute published by U.S. Government Publishing Office (govinfo.gov). It is one of the documents that insurance license exam questions are written from, including life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- 42 U.S.C. § 300gg: Subsection (a)(1)(A)(iii) (Fair health insurance premiums)
“(ii) rating area, as established in accordance with paragraph (2); (iii) age, except that such rate shall not vary by more than 3 to 1 for adults (consistent with section 300gg–6(c) of this title); and (iv) tobacco use, except that such rate shall not vary by more than 1.5 to 1;”
- 42 U.S.C. § 300gg: Subsection (a)(1)(B) (Fair health insurance premiums)
“(1) In general With respect to the premium rate charged by a health insurance issuer for health insurance coverage offered in the individual or small group market - (A) such rate shall vary with respect to the particular plan or coverage involved only by - (i) whether such plan or coverage covers...”
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