State statute · Federal sources
Parity in mental health and substance use disorder benefits
42 U.S.C. s. 300gg-26
Edition and licensing notes
Publisher. U.S. Government Publishing Office (govinfo.gov)
Edition. U.S. Code (govinfo), retrieved 2026-08-28
Status. U.S. Code, public domain.
What this document is
42 U.S.C. s. 300gg-26: Parity in mental health and substance use disorder benefits is a state statute published by U.S. Government Publishing Office (govinfo.gov). It is one of the documents that insurance license exam questions are written from, including life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- 42 U.S.C. § 300gg-26: Subsection (a)(3)(A)(i) (Financial Requirements)
“(i) the financial requirements applicable to such mental health or substance use disorder benefits are no more restrictive than the predominant financial requirements applied to substantially all medical and surgical benefits covered by the plan (or coverage), and there are no separate cost sharing...”
- 42 U.S.C. § 300gg-26: Subsection (a)(3)(B)(ii) (Predominant)
“(ii) Predominant A financial requirement or treatment limit is considered to be predominant if it is the most common or frequent of such type of limit or requirement.”
- 42 U.S.C. § 300gg-26: Subsection (a)(3)(B)(iii) (Treatment Limitation)
“The term "treatment limitation" includes limits on the frequency of treatment, number of visits, days of coverage, or other similar limits on the scope or duration of treatment.”
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