State statute · Federal sources
No lifetime or annual limits
42 U.S.C. s. 300gg-11
Edition and licensing notes
Publisher. U.S. Government Publishing Office (govinfo.gov)
Edition. U.S. Code (govinfo), retrieved 2026-08-28
Status. U.S. Code, public domain.
What this document is
42 U.S.C. s. 300gg-11: No lifetime or annual limits is a state statute published by U.S. Government Publishing Office (govinfo.gov). It is one of the documents that insurance license exam questions are written from, including life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- 42 U.S.C. § 300gg-11 - Section/subsection (a)(1)(A) (No Lifetime Limits)
“A group health plan and a health insurance issuer offering group or individual health insurance coverage may not establish - (A) lifetime limits on the dollar value of benefits for any participant or beneficiary; or (B) except as provided in paragraph (2), annual limits on the dollar value of...”
- 42 U.S.C. § 300gg-11 - Section/subsection (b) (Per Beneficiary Limits)
“Subsection (a) shall not be construed to prevent a group health plan or health insurance coverage from placing annual or lifetime per beneficiary limits on specific covered benefits that are not essential health benefits under section 18022(b) of this title, to the extent that such limits are...”
- 42 U.S.C. § 300gg-11 - Section/subsection (a)(2) (Annual Limits Prior to 2014)
“With respect to plan years beginning prior to January 1, 2014, a group health plan and a health insurance issuer offering group or individual health insurance coverage may only establish a restricted annual limit on the dollar value of benefits for any participant or beneficiary with respect to the...”
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