Four-fourths running down clause and the P and I collision exclusion

What this document is

Steamship Mutual Underwriting Association v. Landry, 281 F.2d 482 (1st Cir. 1960) - four-fourths running down clause and the P and I collision exclusion is a reference published by U.S. Court of Appeals, First Circuit (opinion text via law.resource.org). It is one of the documents that insurance license exam questions are written from, including claims adjuster practice questions. This page summarizes it and points to the official version, which is the text to rely on.

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• Steamship Mut. Underwriting Ass'n v. Landry, 281 F.2d 482 (1st Cir. 1960) (opinion section construing Rule 1(d) of the protection and indemnity policy)

  “In short, we agree with the District Court that the word 'would' in Rule 1(d) and Rule 2 means 'could' so that the P and I policy gives protection for collision losses which could not be covered by an American hull policy in standard form regardless of whether collision losses were in fact actually...”

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