South Carolina Personal Lines Insurance Practice Test 2026

About the South Carolina Personal Lines exam

Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.

What is on the South Carolina Personal Lines test

South Carolina's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: South Carolina Insurance Supplement - Examination Content Outlines, Effective: September 15, 2026 (Pearson VUE publication #125010; the PDF prints no publication number on its face). South Carolina sells Personal Lines as exam InsSC-Pers17, "South Carolina Personal Lines Insurance Producer", 105 total items, in two parts: a GENERAL KNOWLEDGE outline (75 scored + 5 pretest) and a SOUTH CAROLINA-SPECIFIC outline (20 scored + 5 pretest); 75+5+20+5 = 105, matching the handbook. Weights are scored-question counts and both sections sum exactly: 10+13+28+24 = 75 and 15+5 = 20. The state outline's area II weight is printed after a run of spaces with no dotted leader ("PERTINENT TO PERSONAL LINES INSURANCE 5"). Area III of the general-knowledge outline runs its subtopics past Z as doubled letters (... X, Y, Z, AA, BB, CC — 29 in all), recorded as the publisher letters them; and area IV prints "V. Loss settlement provisions including consent to settle a loss" as a SUBTOPIC, not a new area V. (South Carolina Insurance Content Outlines). Confirm current weights with the testing company before you book.

South Carolina official sources

• Unfair trade practices in the business of insuranceS.C. Code Ann. ch. 38-57 · South Carolina Legislature (scstatehouse.gov)
• Producers (licensing, appointment, discipline)S.C. Code Ann. ch. 38-43 · South Carolina Legislature (scstatehouse.gov)
• Property and Casualty Insurance Guaranty Association ActS.C. Code Ann. ch. 38-31 · South Carolina Legislature (scstatehouse.gov)
• Property, Casualty, Inland Marine, and Surety Rates and Rate-Making OrganizationsS.C. Code Ann. ch. 38-73 · South Carolina Legislature (scstatehouse.gov)
• Property, Casualty, and Title Insurance Generally (incl. Valued Policy Law and South Carolina Wind and Hail Underwriting Association)S.C. Code Ann. ch. 38-75 · South Carolina Legislature (scstatehouse.gov)
• Automobile InsuranceS.C. Code Ann. ch. 38-77 · South Carolina Legislature (scstatehouse.gov)
• Motor Vehicle Financial Responsibility ActSouth Carolina Code of Laws Title 56, Chapter 9, complete: Secs. 56-9-10 through 56-9-630 · South Carolina Legislature (scstatehouse.gov)

All South Carolina insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the South Carolina provisions the questions on this page cite most often.

• S.C. Code Ann. § 38-31-60 · Powers and duties of Association3 questions
• S.C. Code Ann. § 38-75-202 questions
• S.C. Code Ann. § 38-75-330 · South Carolina Wind and Hail Underwriting Association created; members2 questions
• S.C. Code Ann. § 38-75-7302 questions
• S.C. Code Ann. § 38-75-760 · Unlawful practices involving cancellation, nonrenewal, or renewal of policies2 questions
• S.C. Code Ann. § 38-77-1232 questions
• S.C. Code Ann. § 38-31-100 · Exhaustion of other coverage and claims1 question
• S.C. Code Ann. § 38-31-130 · Exemption of Association from fees and taxes1 question

Exam figures on this page were checked against official pages: License fee. Confirm anything you rely on with the testing company and the South Carolina Department of Insurance.