Oregon Personal Lines Insurance Practice Test 2026

About the Oregon Personal Lines exam

Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.

What is on the Oregon Personal Lines test

Oregon's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: PSI Oregon producer examination content outlines, fetched 2026-09-17 from https://proctor2.psionline.com/media/programs/or%20ins/<series>.pdf. NONE of these PDFs prints a revision or effective date; each identifies itself only by its title block (series 12-14, 100 questions – Two-hour time limit). PDF CreationDates are 12-14 2023-02-27. Question counts are SCORED counts: or-psi-cib states that five to ten unscored experimental items are administered IN ADDITION to the printed count. Areas are weighted in PERCENT ONLY and every section sums to 100; the outlines print no per-area item counts, so `weight` is null throughout. Oregon administers Personal Lines as ONE undivided exam that includes state law, so this blueprint has a single `combined` section. (Oregon Producer's Examination for Personal Lines Insurance (Series 12-14) - Examination Content Outline). Confirm current weights with the testing company before you book.

Oregon official sources

• Insurance Policies GenerallyOregon Revised Statutes Chapter 742, 152 sections, 742.001-742.710 · Oregon Legislative Assembly, oregonlegislature.gov (retrieved via an Internet Archive snapshot of the official site)
• Insurance Producers and Life Settlements, second halfOregon Revised Statutes Chapter 744, 86 sections, 744.369-744.994 · Oregon Legislative Assembly, oregonlegislature.gov (retrieved via an Internet Archive snapshot of the official site)
• Revised Statutes Chapter 746Trade Practices (whole chapter, 746.005-746.991) · Oregon Legislative Assembly, oregonlegislature.gov
• Revised Statutes Chapter 734Rehabilitation, Liquidation and Conservation of Insurers (includes the Oregon Insurance Guaranty Association, 734.510-734.710) · Oregon Legislative Assembly, oregonlegislature.gov
• Alternative Insurance (includes surplus lines)Oregon Revised Statutes Chapter 735 · Oregon Legislative Assembly, oregonlegislature.gov
• Rates and Rating OrganizationsOregon Revised Statutes Chapter 737 · Oregon Legislative Assembly, oregonlegislature.gov
• Financial Responsibility LawOregon Revised Statutes Chapter 806 · Oregon Legislative Assembly, oregonlegislature.gov
• General Provisions)Oregon Administrative Rules chapter 836, Divisions 80 (Trade Practices) and 81 (Trade Practices · Public.Law (oregon.public.law), republishing the Oregon Administrative Rules

All Oregon insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Oregon provisions the questions on this page cite most often.

• ORS 742.502 · Uninsured motorist coverage; underinsurance coverage2 questions
• ORS 746.661 · Use of credit history or insurance score2 questions
• OAR 836-080-0240 · Standards for Prompt and Fair Total Loss Settlements, Automobile Insurance1 question
• ORS 734.570 · Duties and functions of association1 question
• ORS 735.045 · Oregon FAIR Plan Association; insurers required to be members; plan of operation1 question
• ORS 737.3101 question
• ORS 742.005 · Grounds for disapproval of policy forms1 question
• ORS 742.200 · Fire insurance not to exceed value of property insured1 question

Exam figures on this page were checked against official pages: License fee · Pre-licensing. Confirm anything you rely on with the testing company and the Oregon Department of Insurance.