Rates and Rating Organizations
Oregon Revised Statutes Chapter 737
Edition and licensing notes
Edition. Oregon Revised Statutes 2025 Edition, chapter 737 page as served by oregonlegislature.gov and fetched 2026-09-29 (HTTP 200); the ORS index identifies the 2025 Edition as current. The chapter page prints no edition marker of its own.
Status. US state statute; public domain.
What this document is
Oregon Revised Statutes Chapter 737 - Rates and Rating Organizations is a state statute published by Oregon Legislative Assembly, oregonlegislature.gov. It is one of the Oregon documents that insurance license exam questions are written from, including oregon property & casualty, oregon personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- ORS 737.310(2)(a) (Method of rate making; factors considered; effect of wildfire risk mitigation actions; rules)
“No rate shall be held to be excessive unless: (A) Such rate is unreasonably high for the insurance provided; and (B) A reasonable degree of competition does not exist in the area with respect to the classification to which such rate is applicable.”
- ORS 737.310(2)(b) (Method of rate making; factors considered; effect of wildfire risk mitigation actions; rules)
“No rate shall be held inadequate unless such rate is unreasonably low for the insurance provided and: (A) Use or continued use of such rate endangers the solvency of the insurer; or (B) The use of such rate by the insurer has, or if continued will have, the effect of destroying competition or creating a monopoly.”
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More Oregon sources
- ORS Chapter 746 - Trade Practices (selected Secs. 746.005-746.240)State statute
- Oregon Revised Statutes Chapter 742 - Insurance Policies Generally (152 sections, 742.001-742.710)State statute
- Oregon Revised Statutes Chapter 743 - Health and Life Insurance, first half (74 sections, 743.004-743.268)State statute
- Oregon Revised Statutes Chapter 743 - Health and Life Insurance, second half (116 sections, 743.269-743.826)State statute
- Oregon Revised Statutes Chapter 743A - Health Insurance Mandated Benefits (whole chapter, 743A.001-743A.335)State statute
- Oregon Revised Statutes Chapter 743B - Health Benefit Plans, first half (47 sections, 743B.001-743B.287)State statute
- Oregon Revised Statutes Chapter 743B - Health Benefit Plans, second half (50 sections, 743B.288-743B.810)State statute
- Oregon Revised Statutes Chapter 744 - Insurance Producers and Life Settlements, first half (60 sections, 744.052-744.367)State statute