Health Benefit Plans, first half
Oregon Revised Statutes Chapter 743B, 47 sections, 743B.001-743B.287
Edition and licensing notes
Publisher. Oregon Legislative Assembly, oregonlegislature.gov (retrieved via an Internet Archive snapshot of the official site)
Edition. Oregon Revised Statutes, current chapter text served by oregonlegislature.gov and re-fetched live 2026-09-11; the ORS index at oregonlegislature.gov identifies the 2025 Edition as current (the chapter pages themselves carry no edition marker)
Status. US state statute; public domain.
What this document is
Oregon Revised Statutes Chapter 743B - Health Benefit Plans, first half (47 sections, 743B.001-743B.287) is a state statute published by Oregon Legislative Assembly, oregonlegislature.gov (retrieved via an Internet Archive snapshot of the official site). It is one of the Oregon documents that insurance license exam questions are written from, including oregon life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- ORS Chapter 743B § 743B.105 (3) (Requirements for Group Health Benefit Plans Other Than Small Employer Plans)
“Each group health benefit plan shall contain a special enrollment period during which eligible employees and dependents may enroll for coverage, as provided by federal law and rules adopted by the Department of Consumer and Business Services.”
- ORS Chapter 743B § 743B.125 (4)(a) (Individual Health Benefit Plans: Guaranteed Issue)
“A carrier shall issue any individual health benefit plan offered by the carrier, other than a grandfathered health plan, to any individual who applies for the health benefit plan, if: (A) The individual resides in the geographic area where the plan is offered; (B) The individual agrees to make the...”
- ORS Chapter 743B § 743B.005(16) (Definition of Health Benefit Plan)
““Health benefit plan” means any: (A) Hospital expense, medical expense or hospital or medical expense policy or certificate; (B) Subscriber contract of a health care service contractor as defined in ORS 750.005; or (C) Plan provided by a multiple employer welfare arrangement or by another benefit...”
- ORS Chapter 743B § 743B.125 (5) (Individual Health Benefit Plans: Guaranteed Renewal)
“A carrier shall renew an individual health benefit plan, including a health benefit plan issued through a bona fide association, unless: (a) The policyholder fails to pay the required premiums. (b) The policyholder or a representative of the policyholder engages in fraud or makes an intentional...”
- ORS Chapter 743B § 743B.125(1) (Individual Health Benefit Plans: Waiting or Exclusion Periods and Preexisting Condition Exclusions)
“With respect to coverage under an individual health benefit plan, a carrier may not impose a preexisting condition exclusion or an individual coverage waiting period.”
- ORS Chapter 743B § 743B.125 (1) (Individual Health Benefit Plans; Waiting or Exclusion Periods; Preexisting Condition Exclusions)
“With respect to coverage under an individual health benefit plan, a carrier may not impose a preexisting condition exclusion or an individual coverage waiting period.”
- ORS Chapter 743B § 743B.005 (19) (Late Enrollee Definition)
““Late enrollee” means an individual who enrolls in a group health benefit plan subsequent to the initial enrollment period during which the individual was eligible for coverage but declined to enroll.”
- ORS Chapter 743B § 743B.012(2) (Requirement to Offer All Health Benefit Plans to Small Employers)
“A carrier shall issue to a small employer any health benefit plan that is offered by the carrier if the small employer applies for the plan and agrees to make the required premium payments and to satisfy the other provisions of the health benefit plan.”
- ORS Chapter 743B § 743B.013 (8)(b)(B) (Small Employer Health Benefit Plans: Permitted Rating Factors)
“The variations in premium rates described in subparagraph (A) of this paragraph may be based only on one or more of the following factors as prescribed by the department by rule: (i) The ages of enrolled employees and their dependents, except that the rate for adults may not vary by more than three...”
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More Oregon sources
- ORS Chapter 746 - Trade Practices (selected Secs. 746.005-746.240)State statute
- Oregon Revised Statutes Chapter 742 - Insurance Policies Generally (152 sections, 742.001-742.710)State statute
- Oregon Revised Statutes Chapter 743 - Health and Life Insurance, first half (74 sections, 743.004-743.268)State statute
- Oregon Revised Statutes Chapter 743 - Health and Life Insurance, second half (116 sections, 743.269-743.826)State statute
- Oregon Revised Statutes Chapter 743A - Health Insurance Mandated Benefits (whole chapter, 743A.001-743A.335)State statute
- Oregon Revised Statutes Chapter 743B - Health Benefit Plans, second half (50 sections, 743B.288-743B.810)State statute
- Oregon Revised Statutes Chapter 744 - Insurance Producers and Life Settlements, first half (60 sections, 744.052-744.367)State statute
- Oregon Revised Statutes Chapter 744 - Insurance Producers and Life Settlements, second half (86 sections, 744.369-744.994)State statute