Hawaii Personal Lines Insurance Practice Test 2026

About the Hawaii Personal Lines exam

Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.

What is on the Hawaii Personal Lines test

Hawaii's published content outline, with the weight it gives each topic. Which parts you take depends on the license you are applying for.

Source: Pearson VUE #121201 | 01/2026; "HAWAII Insurance Content Outlines -- Content Outlines: Effective January 1, 2026". Personal Lines (exam 55) is sat as a general-knowledge section plus a Hawaii-specific section. Scored counts are the outline's own "scoreable questions" figures, which exclude the pretest questions it counts separately. (Hawaii Insurance Content Outlines). Confirm current weights with the testing company before you book.

Hawaii official sources

• Motor Vehicle InsuranceHawaii Revised Statutes chapter 431 (Insurance Code), Article 10C, 101 of 108 listed sections · Hawaii State Legislature (capitol.hawaii.gov); text as captured by the Internet Archive and verified against the live official page
• OverinsuranceHawaii Revised Statutes chapter 431 (Insurance Code), Article 10E, 11 of 11 listed sections · Hawaii State Legislature (capitol.hawaii.gov); text as captured by the Internet Archive and verified against the live official page
• Property Insurance AssociationHawaii Revised Statutes chapter 431 (Insurance Code), Article 21, 15 of 20 listed sections · Hawaii State Legislature (capitol.hawaii.gov); text as captured by the Internet Archive and verified against the live official page
• Motor Vehicle Safety Responsibility ActHawaii Revised Statutes chapter 287, all sections listed in the chapter contents · Hawaii State Legislature (capitol.hawaii.gov, data host)
• Revised Statutes chapter 431 (Insurance Code)27 sections not stored in the archive-based article documents (amended after the capture, or not captured): 431:1-201, 1-202, 1-205, 1-212, 3-206, 8-313, 9-232, 9A-124, 9A-154, 10-222, 10-226.5, 10C-117, 10C-301, 10C-302, 10C-304, 10C-405, 10C-802, 10C-806, 10G-301, 14A-103, 16-102, 16-212, 21-102, 21-105, 21-106, 21-109, 21-115 · Hawaii State Legislature (capitol.hawaii.gov, data host)
• Hurricane Relief FundHawaii Revised Statutes chapter 431P, all sections listed in the chapter contents · Hawaii State Legislature (capitol.hawaii.gov, data host)
• Condominium Property Regime, insuranceHawaii Revised Statutes 514B-143, single section · Hawaii State Legislature (capitol.hawaii.gov, data host)

All Hawaii insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the Hawaii provisions the questions on this page cite most often.

• Haw. Rev. Stat. § 431:10C-111 · Burden of proof rests with the insurer3 questions
• Haw. Rev. Stat. § 431:10C-112 · Certificate of mailing validated by the Postal Service2 questions
• Haw. Rev. Stat. § 514B-143 · Board may purchase owner insurance and charge the cost back2 questions
• Haw. Rev. Stat. § 287-7 · Exception for a non-owner driver with a liability policy or bond1 question
• Haw. Rev. Stat. § 431:10-226.5 · Residential property notice periods1 question
• Haw. Rev. Stat. § 431:10C-104 · Owner must obtain and maintain a policy for the registration period1 question
• Haw. Rev. Stat. § 431:10C-110 · Rejection of application; joint underwriting plan placement1 question
• Haw. Rev. Stat. § 431:10C-115.7 · Plain language billings1 question

Exam figures on this page were checked against official pages: Testing company · Pre-licensing · License fee. Confirm anything you rely on with the testing company and the Hawaii Department of Insurance.