Hawaii Revised Statutes chapter 431 (Insurance Code)

What this document is

Hawaii Revised Statutes chapter 431 (Insurance Code) - 27 sections not stored in the archive-based article documents (amended after the capture, or not captured): 431:1-201, 1-202, 1-205, 1-212, 3-206, 8-313, 9-232, 9A-124, 9A-154, 10-222, 10-226.5, 10C-117, 10C-301, 10C-302, 10C-304, 10C-405, 10C-802, 10C-806, 10G-301, 14A-103, 16-102, 16-212, 21-102, 21-105, 21-106, 21-109, 21-115 is a state statute published by Hawaii State Legislature (capitol.hawaii.gov, data host). It is one of the Hawaii documents that insurance license exam questions are written from, including hawaii property & casualty, hawaii personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Haw. Rev. Stat. § 431:10C-302(a)(9)(E) (Managed care agreement must be voluntary)

  “An agreement made under section 431:10C-302(a)(9) must be a voluntary agreement between the insured and the insurer, and no insurer shall require an insured to agree to those policy provisions as a condition of providing insurance coverage. Requiring an agreement as a precondition to the provision...”

• Haw. Rev. Stat. § 431:10C-301(b)(3) (Uninsured motorist coverage not applicable on written rejection by any named insured)

  “provided that the coverage required under this paragraph shall not be applicable where any named insured in the policy shall reject the coverage in writing; and”

• Haw. Rev. Stat. § 431:14A-103(b) (Company is not a State agency and its liabilities are not State debts)

  “The company shall not be an agency of the State. The company or its liabilities shall not be deemed to constitute debts or liabilities of the State of Hawaii or pledges of the full faith and credit of the State.”

• Haw. Rev. Stat. § 431:10G-301(a)(1) and (2) (Required liability coverage amounts)

  “(a) An insurance policy covering a motorcycle or motor scooter shall provide insurance in the following amounts to pay, on behalf of the owner or any operator of the insured motorcycle or motor scooter, sums that the owner or any operator may legally be obligated to pay for injury, death, or damage...”

• Haw. Rev. Stat. § 431:10-226.5(a) (Notice of cancellation or nonrenewal)

  “(a) Except as provided in subsection (b), in the case of cancellation of a policy, the insurer shall give written notice to the insured not fewer than ten days before the effective date of cancellation. For nonrenewal of a policy, the insurer shall give written notice to the insured not fewer than...”

• Haw. Rev. Stat. § 431:10C-304(5) (Insurer pays attorney fees necessary to effect payment of PIP benefits)

  “(5) No part of personal injury protection benefits paid shall be applied in any manner as attorney's fees in the case of injury or death for which the benefits are paid. The insurer shall pay, subject to section 431:10C-211, in addition to the personal injury protection benefits due, all attorney's...”

• Haw. Rev. Stat. § 431:10C-302(a)(8) (Elections by a named insured bind additional insureds)

  “All elections of coverages, options, and deductibles by a named insured shall be binding upon additional insureds covered under the named insured's policy.”

• Haw. Rev. Stat. § 431:10C-301(c) (Stacking prohibited except as provided in subsection (d))

  “(c) The stacking or aggregating of uninsured motorist coverage or underinsured motorist coverage is prohibited, except as provided in subsection (d).”

• Haw. Rev. Stat. § 431:10G-301(c) (Motorcycle or scooter riders may not claim PIP under a motor vehicle policy unless expressly provided)

  “(c) Any operator or passenger of a motorcycle or motor scooter as defined in section 286-2 who receives injuries or dies in a motor vehicle accident may not claim personal injury protection benefits under a motor vehicle insurance policy, unless expressly provided for in the motor vehicle policy.”

• Haw. Rev. Stat. § 431:10-226.5(b) (Residential property notice periods)

  “(b) This subsection shall only apply to policies of insurance on property used for residential purposes, including multi-family residential properties. In the case of cancellation of a policy, the property insurer shall give written notice to the insured not fewer than twenty days before the...”

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More Hawaii sources

• Hawaii Revised Statutes § 431:13-103 - Unfair methods of competition and unfair or deceptive acts or practices definedState statute
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• Hawaii Insurance Content OutlinesCandidate handbook or exam outline