Regulation · New Hampshire

N.H. Code Admin. Rules Ins 4300

Fiduciary Obligation of Producers (Part Ins 4301, Ins 4301.01-4301.09)

Publisher: www.gencourt.state.nh.us
Edition: New Hampshire Code of Administrative Rules, Insurance Department
Last checked: 2026-09-29
Status: New Hampshire administrative rules, public law

Edition and licensing notes

Publisher. www.gencourt.state.nh.us (NH General Court, Administrative Rules)

Edition. New Hampshire Code of Administrative Rules, Insurance Department (Ins), chapter file as published on gencourt.state.nh.us/rules/state_agencies and fetched 2026-09-29; each rule carries its own Source line with the adopting document number and effective date (latest seen in this chapter: 2-7-26). The publisher prints no separate currency statement.

Status. New Hampshire administrative rules, public law; fetched from the General Court rules site on 2026-09-29. The HTML is Word-generated: the file is windows-1252 an

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What this document is

N.H. Code Admin. Rules Ins 4300 - Fiduciary Obligation of Producers (Part Ins 4301, Ins 4301.01-4301.09) is a regulation published by www.gencourt.state.nh.us (NH General Court, Administrative Rules). It is one of the New Hampshire documents that insurance license exam questions are written from, including new hampshire property & casualty, new hampshire personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

N.H. Code Admin. Rules Ins 4301.06 (Return Premiums)
“The producer shall retain the return premium in the trust account until remittance to the client is made which is to occur no later than 15 days from the date the return premium is determined by the carrier.”
N.H. Code Admin. Rules Ins 4301.05 (Commingling of Funds Prohibited)
“(a) Under no circumstances shall an insurance producer place fiduciary funds in a personal or business operating account. The insurance producer may retain commission income or other funds in the premium trust account in order to advance premiums, establish reserves for paying return commissions,...”
N.H. Code Admin. Rules Ins 4301.05(c) (Commingling of Funds Prohibited)
“(c) Cash premium payments shall not be deposited into the insurance producer's personal account in order to draw a personal check in the amount of net premium payment to the insurer. The use of personal checks to transmit fiduciary funds shall be prohibited in any situation as it results in...”

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Questions about this source

N.H. Code Admin. Rules Ins 4300 - Fiduciary Obligation of Producers (Part Ins 4301, Ins 4301.01-4301.09) is a regulation published by www.gencourt.state.nh.us (NH General Court, Administrative Rules). Edition: New Hampshire Code of Administrative Rules, Insurance Department (Ins), chapter file as published on gencourt.state.nh.us/rules/state_agencies and fetched 2026-09-29; each rule carries its own Source line with the adopting document number and effective date (latest seen in this chapter: 2-7-26). The publisher prints no separate currency statement..

No. This page summarizes the document and links to the official version. Always rely on the text published by www.gencourt.state.nh.us (NH General Court, Administrative Rules) for the current law.

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