Regulation · New Hampshire

N.H. Code Admin. Rules Ins 1000

Claim Settlement (Part Ins 1001 Claim Settlement; Part Ins 1002 Claim Settlement for Property & Casualty Insurance)

Publisher: www.gencourt.state.nh.us
Edition: New Hampshire Code of Administrative Rules, Insurance Department
Last checked: 2026-09-29
Status: New Hampshire administrative rules, public law

Edition and licensing notes

Publisher. www.gencourt.state.nh.us (NH General Court, Administrative Rules)

Edition. New Hampshire Code of Administrative Rules, Insurance Department (Ins), chapter file as published on gencourt.state.nh.us/rules/state_agencies and fetched 2026-09-29; each rule carries its own Source line with the adopting document number and effective date (latest seen in this chapter: 4-26-21). The publisher prints no separate currency statement.

Status. New Hampshire administrative rules, public law; fetched from the General Court rules site on 2026-09-29. The HTML is Word-generated: the file is windows-1252 an

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What this document is

N.H. Code Admin. Rules Ins 1000 - Claim Settlement (Part Ins 1001 Claim Settlement; Part Ins 1002 Claim Settlement for Property & Casualty Insurance) is a regulation published by www.gencourt.state.nh.us (NH General Court, Administrative Rules). It is one of the New Hampshire documents that insurance license exam questions are written from, including new hampshire property & casualty, new hampshire personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

N.H. Code Admin. Rules Ins 1002.05(d) (Claims Settlement Time Limits)
“(d) Unless otherwise provided by law or court order, every insurer shall pay all or part of the claim: (1) Within 5 working days from date of agreement with an insured or claimant; or”
N.H. Code Admin. Rules Ins 1002.05(c)(3) (Claims Settlement Time Limits)
“(3) If the reason the claim remains open is that the insurer is waiting for documentation or information requested of the insured or claimant, then the insurer shall send a letter to the insured or claimant requesting the particular documentation or information necessary to accept, pay, or deny the...”
N.H. Code Admin. Rules Ins 1002.15(a)(2) (Determining Amount of Motor Vehicle Total Loss Claims)
“(2) The fair market value derived from documented sales costs of no fewer than 2 motor vehicles of the same make, model, and year as the total loss motor vehicle that have occurred within the previous 90 days within the local market area. If documented sales costs information”
N.H. Code Admin. Rules Ins 1002.12(a) (Other Insurer Responsibilities)
“(a) Prior to concluding that there is no coverage for the loss as a result of the insured's failure to comply with any obligation imposed on the insured under the policy, the insurer shall: (1) Establish that the breach was a material breach that excuses the insurer from performance under the...”
N.H. Code Admin. Rules Ins 1002.19(b) (Miscellaneous Provisions)
“(b) Every insurer shall exercise due diligence in determining whether the requirements in (a) above have been met and shall make payment of the collision deductible as soon as practicable and not later than 30 days from the determination.”
N.H. Code Admin. Rules Ins 1002.13 (Loss of Use)
“In all motor vehicle property damage liability claims when liability has become clear the insurer shall immediately inform the claimant that coverage exists for the rental of a motor vehicle that is of like kind and quality for the time period necessary for repair, provided however that the insurer:”
N.H. Code Admin. Rules Ins 1002.14 (Estimates)
“The insured or claimant shall only be responsible for the cost of one damage estimate for motor vehicle property damage liability and collision and comprehensive claims. The insurer shall be responsible for any charge incurred by the insured or claimant for any subsequent damage estimates required by the insurer.”
N.H. Code Admin. Rules Ins 1002.15(c) (Determining Amount of Motor Vehicle Total Loss Claims)
“(c) If the insured or claimant disagrees with the value derived from (a) through (b) above and can demonstrate that disagreement by presenting to the insurer, within 20 days of receipt of the settlement payment, evidence from 2 reliable sources that the motor vehicle would have a higher fair market...”

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Questions about this source

N.H. Code Admin. Rules Ins 1000 - Claim Settlement (Part Ins 1001 Claim Settlement; Part Ins 1002 Claim Settlement for Property & Casualty Insurance) is a regulation published by www.gencourt.state.nh.us (NH General Court, Administrative Rules). Edition: New Hampshire Code of Administrative Rules, Insurance Department (Ins), chapter file as published on gencourt.state.nh.us/rules/state_agencies and fetched 2026-09-29; each rule carries its own Source line with the adopting document number and effective date (latest seen in this chapter: 4-26-21). The publisher prints no separate currency statement..

No. This page summarizes the document and links to the official version. Always rely on the text published by www.gencourt.state.nh.us (NH General Court, Administrative Rules) for the current law.

Practice questions for New Hampshire Property & Casualty, New Hampshire Personal Lines cite this document.

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