California insurance laws and exam sources

The California statutes, regulations and exam outlines that practice questions are written from. Each entry links to the official text and shows which exams use it.

California Life & Health practice test California Property & Casualty practice test California Personal Lines practice test

Life & Health sources

Laws and regulations that California Life & Health practice questions cite.

Grounds for license denial, suspension, or revocationCal. Ins. Code s. 1668California Legislative Information (leginfo.legislature.ca.gov) · State statute · Official text
Unfair methods of competition and unfair or deceptive acts definedCal. Ins. Code s. 790.03California Legislative Information (leginfo.legislature.ca.gov) · State statute · Official text
Individual disability policy required provisionsCal. Ins. Code ss. 10350.2-10350.3California Legislative Information (leginfo.legislature.ca.gov) · State statute · Official text
Life and Accident and Health or Sickness LicensesCalifornia Insurance Code § 1626California Legislature (Insurance Code) · State statute · Official text
License RequiredCalifornia Insurance Code § 1631California Legislature (Insurance Code) · State statute · Official text
Insurance DefinedCalifornia Insurance Code § 22California Legislature (Insurance Code) · State statute · Official text
Life and Disability Insurance: General Provisions, first halfCalifornia Insurance Code Div. 2, Pt. 2, Ch. 1, Art. 1, Secs. 10110 through 10123.3California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Life and Disability Insurance: General Provisions, second halfCalifornia Insurance Code Div. 2, Pt. 2, Ch. 1, Art. 1, Secs. 10123.31 through 10127.20California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Medicare Supplement PoliciesCalifornia Insurance Code Div. 2, Pt. 2, Ch. 1, Art. 6, Secs. 10192.1 through 10192.24California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Transfer; Policy Provisions Required; Payment and Proceeds; Exemptions; Preexisting Condition ProvisionsCalifornia Insurance Code Div. 2, Pt. 2, Ch. 1, Arts. 2, 3, 4, 5 and 7, Secs. 10129 through 10198.10California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text

Property & Casualty sources

Laws and regulations that California Property & Casualty practice questions cite.

Grounds for license denial, suspension, or revocationCal. Ins. Code s. 1668California Legislative Information (leginfo.legislature.ca.gov) · State statute · Official text
Unfair methods of competition and unfair or deceptive acts definedCal. Ins. Code s. 790.03California Legislative Information (leginfo.legislature.ca.gov) · State statute · Official text
Indemnification of agents of corporation; insurance (s. 317(i))California Corporations Code s. 317California Legislative Information (leginfo.legislature.ca.gov) · State statute · Official text
Insurance DefinedCalifornia Insurance Code § 22California Legislature (Insurance Code) · State statute · Official text
Insurance Code, Division 1 Part 1 -- The Contract, all 25 chapters complete (Classes of Insurance through Prohibition of Discriminatory Practices)Secs. 100-679.75California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 1 Part 2 Chapter 1 -- General Regulations (the business of insurance), complete, all 18 articlesSecs. 680-1113California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 1 Part 2 Chapter 12 -- The Insurance Frauds Prevention Act, completeSecs. 1871-1879.8California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 1 Part 2 Chapter 5 -- Production Agencies (licensing of agents, brokers, solicitors and the limited lines), completeSecs. 1621-1758.993California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 1 Part 2 Chapter 9 -- Rates and Rating and Other Organizations, complete (including the Proposition 103 articles 1861.01-1861.16)Secs. 1850.4-1861.16California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 1 Part 2 Chapters 6, 6.1 and 6.5 -- Surplus Line Brokers, the Surplus Line Advisory Organization and Reinsurance Intermediaries, each completeSecs. 1760-1781.14California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 2 Part 1 -- Fire and Marine Insurancechs. 1 (The Marine Contract), 2 (The Fire Insurance Contract), 8.5 (Earthquake Insurance), 8.6 (California Earthquake Authority), 8.9 (Insurance Mediation), 9 (Basic Property Insurance Inspection and Placement Plan -- the FAIR Plan), 10 (California Residential Property Insurance Disclosure) and 11 (Small Business Guide to Commercial Insurance), each complete, Secs. 1880-10108.1California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Chs. 1 (General Regulations), 2 (Workers' Compensation Policies), 3 (Regulation of the Business of Workers' Compensation Insurance) and 4 (State Compensation Insurance Fund), each completeCalifornia Insurance Code, Division 2 Part 3 -- Liability, Workers' Compensation and Common Carrier Liability Insurance, Secs. 11550-11886.2California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Chs. 1 (Surety Insurers), 2 (Other Casualty Insurers) and 3 (Legal Insurance), each completeCalifornia Insurance Code, Division 2 Part 4 -- Miscellaneous Casualty Insurances, Secs. 12050-12129California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 2 Part 9 -- Pet Insurance, completeSecs. 12880-12880.8California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Labor Code, Division 4 Part 1 -- Scope and Operation of Workers' Compensationchs. 1, 2, 3, 4, 5, 7 and 8 complete, Secs. 3200-4157California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Chs. 1 (Average Earnings) and 2 (Compensation Schedules), each completeCalifornia Labor Code, Division 4 Part 2 -- Computation of Compensation, Secs. 4451-4856California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Vehicle Code, Division 7 -- Financial Responsibility Laws, all five chapters completeSecs. 16000-16560California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Department of InsuranceAutomobile Insurance Text Version (Form 101 Revised February 5, 2025)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text
Department of InsuranceCommercial Insurance Guide (Form 700 Revised June 14, 2024: commercial property, crime, CGL, commercial umbrella, workers compensation, BOP, package policies)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text
Department of InsuranceEarthquake Insurance (revised April 25, 2024)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text
Department of Insurance - Glossary of Insurance Terms (actual cash value, admitted company, binder, cancellation, deductible, endorsement, peril, replacement cost and others)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text
Department of InsuranceResidential Insurance: Homeowners and Renters (Form 401 Revised January 2026)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text

Personal Lines sources

Laws and regulations that California Personal Lines practice questions cite.

Unfair methods of competition and unfair or deceptive acts definedCal. Ins. Code s. 790.03California Legislative Information (leginfo.legislature.ca.gov) · State statute · Official text
Insurance DefinedCalifornia Insurance Code § 22California Legislature (Insurance Code) · State statute · Official text
Insurance Code, Division 1 Part 1 -- The Contract, all 25 chapters complete (Classes of Insurance through Prohibition of Discriminatory Practices)Secs. 100-679.75California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 1 Part 2 Chapter 1 -- General Regulations (the business of insurance), complete, all 18 articlesSecs. 680-1113California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 1 Part 2 Chapter 5 -- Production Agencies (licensing of agents, brokers, solicitors and the limited lines), completeSecs. 1621-1758.993California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 1 Part 2 Chapter 9 -- Rates and Rating and Other Organizations, complete (including the Proposition 103 articles 1861.01-1861.16)Secs. 1850.4-1861.16California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 2 Part 1 -- Fire and Marine Insurancechs. 1 (The Marine Contract), 2 (The Fire Insurance Contract), 8.5 (Earthquake Insurance), 8.6 (California Earthquake Authority), 8.9 (Insurance Mediation), 9 (Basic Property Insurance Inspection and Placement Plan -- the FAIR Plan), 10 (California Residential Property Insurance Disclosure) and 11 (Small Business Guide to Commercial Insurance), each complete, Secs. 1880-10108.1California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Chs. 1 (General Regulations), 2 (Workers' Compensation Policies), 3 (Regulation of the Business of Workers' Compensation Insurance) and 4 (State Compensation Insurance Fund), each completeCalifornia Insurance Code, Division 2 Part 3 -- Liability, Workers' Compensation and Common Carrier Liability Insurance, Secs. 11550-11886.2California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 2 Part 9 -- Pet Insurance, completeSecs. 12880-12880.8California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Vehicle Code, Division 7 -- Financial Responsibility Laws, all five chapters completeSecs. 16000-16560California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Department of InsuranceAutomobile Insurance Text Version (Form 101 Revised February 5, 2025)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text
Department of InsuranceEarthquake Insurance (revised April 25, 2024)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text
Department of Insurance - Glossary of Insurance Terms (actual cash value, admitted company, binder, cancellation, deductible, endorsement, peril, replacement cost and others)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text
Department of InsuranceResidential Insurance: Homeowners and Renters (Form 401 Revised January 2026)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text

Claims Adjuster sources

Laws and regulations that California Claims Adjuster practice questions cite.

Insurance Code, Division 1 Part 1 -- The Contract, all 25 chapters complete (Classes of Insurance through Prohibition of Discriminatory Practices)Secs. 100-679.75California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Insurance Code, Division 2 Part 1 -- Fire and Marine Insurancechs. 1 (The Marine Contract), 2 (The Fire Insurance Contract), 8.5 (Earthquake Insurance), 8.6 (California Earthquake Authority), 8.9 (Insurance Mediation), 9 (Basic Property Insurance Inspection and Placement Plan -- the FAIR Plan), 10 (California Residential Property Insurance Disclosure) and 11 (Small Business Guide to Commercial Insurance), each complete, Secs. 1880-10108.1California Legislative Counsel (leginfo.legislature.ca.gov) · State statute · Official text
Department of InsuranceAutomobile Insurance Text Version (Form 101 Revised February 5, 2025)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text
Department of InsuranceCommercial Insurance Guide (Form 700 Revised June 14, 2024: commercial property, crime, CGL, commercial umbrella, workers compensation, BOP, package policies)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text
Department of InsuranceEarthquake Insurance (revised April 25, 2024)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text
Department of Insurance - Glossary of Insurance Terms (actual cash value, admitted company, binder, cancellation, deductible, endorsement, peril, replacement cost and others)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text
Department of InsuranceResidential Insurance: Homeowners and Renters (Form 401 Revised January 2026)California Department of Insurance (www.insurance.ca.gov) · Reference · Official text

Exam outlines and candidate handbooks

Published by the state and its testing provider. They say what each exam covers.

Accident and Health Agent Examination Educational ObjectivesCalifornia Department of Insurance · Candidate handbook or exam outline · Official text
Casualty License Examination ObjectivesCalifornia Department of Insurance · Candidate handbook or exam outline · Official text
Life-Only Agent Examination Educational ObjectivesCalifornia Department of Insurance · Candidate handbook or exam outline · Official text
Personal Lines License Examination ObjectivesCalifornia Department of Insurance · Candidate handbook or exam outline · Official text
Property License Examination ObjectivesCalifornia Department of Insurance · Candidate handbook or exam outline · Official text

About these sources

California's own insurance statutes and regulations, plus the exam content outlines and candidate handbooks published for its license exams. This page lists 35 documents, each with a link to the official text.

No. This page lists each document and links to the official version. Rely on the official text for the current law.

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