California Vehicle Code, Division 7 -- Financial Responsibility Laws, all five chapters complete
Secs. 16000-16560
Edition and licensing notes
Publisher. California Legislative Counsel (leginfo.legislature.ca.gov)
Edition. California Vehicle Code, current official text on California Legislative Information, the Legislative Counsel of California. The publisher prints no edition or currency statement on the code display pages themselves; the site states it publishes the code as amended and in effect.
Status. US state statute; public domain.
What this document is
California Vehicle Code, Division 7 -- Financial Responsibility Laws, all five chapters complete (Secs. 16000-16560) is a state statute published by California Legislative Counsel (leginfo.legislature.ca.gov). It is one of the California documents that insurance license exam questions are written from, including california property & casualty, california personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- Cal. Veh. Code § 16020(a) (Financial responsibility required)
“All drivers and all owners of a motor vehicle shall at all times be able to establish financial responsibility pursuant to Section 16021, and shall at all times carry in the vehicle evidence of the form of financial responsibility in effect for the vehicle.”
- Cal. Veh. Code § 16056(a)(2) (Minimum liability limits, policy or bond issued or renewed on or after January 1, 2025)
“Notwithstanding paragraph (1), for any policy or bond issued or renewed on or after January 1, 2025, if the accident has resulted in bodily injury or death, to a limit, exclusive of interest and costs, of not less than thirty thousand dollars ($30,000) because of bodily injury to or death of one...”
- Cal. Veh. Code § 16028(a) (Evidence of financial responsibility, demand by peace officer)
“Upon the demand of a peace officer pursuant to subdivision (b) or upon the demand of a peace officer or traffic collision investigator pursuant to subdivision (c), every person who drives a motor vehicle upon a highway shall provide evidence of financial responsibility for the vehicle that is in...”
- Cal. Veh. Code § 16025(a) (Exchange of information at the scene of an accident)
“Every driver involved in the accident shall, unless rendered incapable, exchange with any other driver or property owner involved in the accident and present at the scene, all of the following information: (1) Driver’s name and current residence address, driver’s license number, vehicle...”
- Cal. Veh. Code § 16000(a) (Accident report to the department; property-damage, bodily-injury, and death triggers)
“The driver of a motor vehicle who is in any manner involved in an accident originating from the operation of the motor vehicle on a street or highway, or is involved in a reportable off-highway accident, as defined in Section 16000.1, that has resulted in damage to the property of any one person in...”
- Cal. Veh. Code § 16052 (Self-insurer; vehicle-count threshold and certificate requirement)
“Evidence may be established if the owner of the motor vehicle involved in the accident was a self-insurer. Any person in whose name more than 25 motor vehicles are registered may qualify as a self-insurer by obtaining a certificate of self-insurance issued by the department as provided in this article.”
- Cal. Veh. Code § 16021 (Financial responsibility established)
“Financial responsibility of the driver or owner is established if the driver or owner of the vehicle involved in an accident described in Section 16000 is: (a) A self-insurer under the provisions of this division. (b) An insured or obligee under a form of insurance or bond that complies with the...”
- Cal. Veh. Code § 16056(a)(1) (Minimum liability limits for a policy or bond issued or renewed before January 1, 2025)
“(1) If the accident has resulted in bodily injury or death, to a limit, exclusive of interest and costs, of not less than fifteen thousand dollars ($15,000) because of bodily injury to or death of one person in any one accident and, subject to that limit for one person, to a limit of not less than...”
- Cal. Veh. Code § 16030(a) (False evidence of financial responsibility)
“Except as provided in subdivision (c), any person who knowingly provides false evidence of financial responsibility (1) when requested by a peace officer pursuant to Section 16028 or (2) to the clerk of the court as permitted by subdivision (e) of Section 16028, including an expired or canceled...”
- Cal. Veh. Code § 16077(a) (Restricted license; serious health problems)
“The department, upon application and payment of a fifty dollar ($50) fee and a penalty fee of two hundred dollars ($200), may issue a restricted license to an applicant with serious health problems, or to an applicant with an immediate family member with serious health problems, when the...”
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