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State statute · California

Individual disability policy required provisions

Cal. Ins. Code ss. 10350.2-10350.3

Publisher
California Legislative Information
Edition
California Insurance Code, retrieved 2026-08-28
Last checked
2026-08-28
Status
California Insurance Code, public domain
Edition and licensing notes

Publisher. California Legislative Information (leginfo.legislature.ca.gov)

Status. California Insurance Code, public domain.

Read the official textPractice questions from this source

What this document is

Cal. Ins. Code ss. 10350.2-10350.3: Individual disability policy required provisions is a state statute published by California Legislative Information (leginfo.legislature.ca.gov). It is one of the California documents that insurance license exam questions are written from, including california life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Cal. Ins. Code § 10350.3 (Grace Period)
    “Form A. Grace Period: A grace period of __ days will be granted for the payment of each premium falling due after the first premium, during which grace period the policy shall continue in force (subject to the right of the insurer to cancel in accordance with the cancellation provision hereof).”
  • Cal. Ins. Code § 10350.3, Form A (Grace Period)
    “Form A. Grace Period: A grace period of __ days will be granted for the payment of each premium falling due after the first premium, during which grace period the policy shall continue in force (subject to the right of the insurer to cancel in accordance with the cancellation provision hereof).”
  • Cal. Ins. Code § 10350.2 (Form B, Incontestable)
    “After this policy has been in force for a period of two years during the lifetime of the insured (excluding any period during which the insured is disabled), it shall become incontestable as to the statements contained in the application.”
  • Cal. Ins. Code § 10350.2 (preexisting condition limitation cutoff)
    “No claim for loss incurred or disability (as defined in the policy) commencing after two years from the date of issue of this policy shall be reduced or denied on the ground that a disease or physical condition not excluded from coverage by name or specific description effective on the date of loss...”
  • Cal. Ins. Code § 10350.2 (Form A, Time Limit on Certain Defenses)
    “After two years from the date of issue of this policy, no misstatements, except fraudulent misstatements, made by the applicant in the application for the policy shall be used to void the policy or to deny a claim for loss incurred or disability (as defined in the policy) commencing after the...”

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California Life & Health practice test

Questions about this source

Cal. Ins. Code ss. 10350.2-10350.3: Individual disability policy required provisions is a state statute published by California Legislative Information (leginfo.legislature.ca.gov). Edition: California Insurance Code, retrieved 2026-08-28.

No. This page summarizes the document and links to the official version. Always rely on the text published by California Legislative Information (leginfo.legislature.ca.gov) for the current law.

Practice questions for California Life & Health cite this document.

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