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State statute · California

Chs. 1 (General Regulations), 2 (Workers' Compensation Policies), 3 (Regulation of the Business of Workers' Compensation Insurance) and 4 (State Compensation Insurance Fund), each complete

California Insurance Code, Division 2 Part 3 -- Liability, Workers' Compensation and Common Carrier Liability Insurance, Secs. 11550-11886.2

Publisher
California Legislative Counsel
Edition
California Insurance Code, current official text on California Legislative Information...
Last checked
2026-09-17
Status
US state statute
Edition and licensing notes

Publisher. California Legislative Counsel (leginfo.legislature.ca.gov)

Edition. California Insurance Code, current official text on California Legislative Information, the Legislative Counsel of California. The publisher prints no edition or currency statement on the code display pages themselves; the site states it publishes the code as amended and in effect.

Status. US state statute; public domain.

Read the official textPractice questions from this source

What this document is

California Insurance Code, Division 2 Part 3 -- Liability, Workers' Compensation and Common Carrier Liability Insurance: chs. 1 (General Regulations), 2 (Workers' Compensation Policies), 3 (Regulation of the Business of Workers' Compensation Insurance) and 4 (State Compensation Insurance Fund), each complete (Secs. 11550-11886.2) is a state statute published by California Legislative Counsel (leginfo.legislature.ca.gov). It is one of the California documents that insurance license exam questions are written from, including california property & casualty, california personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Cal. Ins. Code § 11750.3(d) (Rating organization purposes; inspection and furnishing rate information)
    “To inspect risks for classification or rate purposes and to furnish to the insurer and upon request of the employer and after notice to the insurer, to furnish to the employer full information concerning the rates applicable to the employer’s insurance.”
  • Cal. Ins. Code § 11580.2(a)(1) (Uninsured motorist coverage; exclusion for excess or umbrella policy)
    “A policy shall be excluded from the application of this section if the automobile liability coverage is provided only on an excess or umbrella basis.”
  • Cal. Ins. Code § 11750.1(f) (Definition of “employer’s liability insurance incidental thereto”)
    ““Employer’s liability insurance incidental thereto and written in connection therewith” means insurance of any liability of employers for injuries to, or death of, employees arising out of, and in the course of, employment when this insurance is incidental to, and written in connection with, the...”
  • Cal. Ins. Code § 11629.73(c) (Low-Cost Automobile Insurance Program; combined accident-or-violation eligibility limit)
    “(c) The person shall have not more than one of either, but not both, of the following within the previous three years: (1) A property damage only accident in which the driver was principally at fault. (2) A point for a moving violation.”
  • Cal. Ins. Code § 11655 (Workers' compensation policy; bar on insolvency or bankruptcy defense)
    “Such policy shall not contain any provisions relieving the insurer from payment when the employer becomes insolvent or obtains a discharge in bankruptcy, or otherwise, during the period that the policy is in operation or the compensation remains owing.”
  • Cal. Ins. Code § 11778 (State Compensation Insurance Fund; subject to commissioner's authority as any other insurer)
    “The fund may transact workers’ compensation insurance required or authorized by law of this state to the same extent as any other insurer. The fund shall be subject to the powers and authority of the commissioner to the same extent as any other insurer transacting workers’ compensation insurance,...”
  • Cal. Ins. Code § 11590 (Comprehensive personal liability insurance; required workers' compensation coverage for household employees)
    “Except as provided in Section 11591, no policy providing comprehensive personal liability insurance may be issued or renewed in this state on or after January 1, 1977, unless it contains a provision for coverage against liability for the payment of compensation, as defined in Section 3207 of the...”
  • Cal. Ins. Code § 11580.2(b) (Uninsured motor vehicle whose owner or operator is unknown)
    “provided that, with respect to an “uninsured motor vehicle” whose owner or operator is unknown: (1) The bodily injury has arisen out of physical contact of the automobile with the insured or with an automobile that the insured is occupying. (2) The insured or someone on his or her behalf has...”
  • Cal. Ins. Code § 11580.2(a)(3) (Prescribed form; agreement to provide reduced uninsured motorist coverage)
    “The agreement specified in paragraph (1) to provide coverage in an amount less than that required by subdivision (m) shall be in the following form:”
  • Cal. Ins. Code § 11580.2(i)(1) (Actions preserving a cause of action)
    “No cause of action shall accrue to the insured under any policy or endorsement provision issued pursuant to this section unless one of the following actions have been taken within two years from the date of the accident:”
  • Cal. Ins. Code § 11580.2(c)(3) (Exclusion; settlement or judgment without insurer's written consent)
    “To bodily injury of the insured with respect to which the insured or his or her representative shall, without the written consent of the insurer, make any settlement with or prosecute to judgment any action against any person who may be legally liable therefor.”
  • Cal. Ins. Code § 11590 (Comprehensive Personal Liability Insurance; Required Coverage for Household Employees)
    “Except as provided in Section 11591, no policy providing comprehensive personal liability insurance may be issued or renewed in this state on or after January 1, 1977, unless it contains a provision for coverage against liability for the payment of compensation, as defined in Section 3207 of the...”

Practice this material

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Questions about this source

California Insurance Code, Division 2 Part 3 -- Liability, Workers' Compensation and Common Carrier Liability Insurance: chs. 1 (General Regulations), 2 (Workers' Compensation Policies), 3 (Regulation of the Business of Workers' Compensation Insurance) and 4 (State Compensation Insurance Fund), each complete (Secs. 11550-11886.2) is a state statute published by California Legislative Counsel (leginfo.legislature.ca.gov). Edition: California Insurance Code, current official text on California Legislative Information, the Legislative Counsel of California. The publisher prints no edition or currency statement on the code display pages themselves; the site states it publishes the code as amended and in effect..

No. This page summarizes the document and links to the official version. Always rely on the text published by California Legislative Counsel (leginfo.legislature.ca.gov) for the current law.

Practice questions for California Property & Casualty, California Personal Lines cite this document.

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