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State statute · California

California Insurance Code, Division 1 Part 1 -- The Contract, all 25 chapters complete (Classes of Insurance through Prohibition of Discriminatory Practices)

Secs. 100-679.75

Publisher
California Legislative Counsel
Edition
California Insurance Code, current official text on California Legislative Information...
Last checked
2026-09-17
Status
US state statute
Edition and licensing notes

Publisher. California Legislative Counsel (leginfo.legislature.ca.gov)

Edition. California Insurance Code, current official text on California Legislative Information, the Legislative Counsel of California. The publisher prints no edition or currency statement on the code display pages themselves; the site states it publishes the code as amended and in effect.

Status. US state statute; public domain.

Read the official textPractice questions from this source

What this document is

California Insurance Code, Division 1 Part 1 -- The Contract, all 25 chapters complete (Classes of Insurance through Prohibition of Discriminatory Practices) (Secs. 100-679.75) is a state statute published by California Legislative Counsel (leginfo.legislature.ca.gov). It is one of the California documents that insurance license exam questions are written from, including california property & casualty, california personal lines, california claims adjuster practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Cal. Ins. Code § 281 (Insurable interest in property defined)
    “Every interest in property, or any relation thereto, or liability in respect thereof, of such a nature that a contemplated peril might directly damnify the insured, is an insurable interest.”
  • Cal. Ins. Code § 665 (Notice of assigned risk plan eligibility)
    “When a policy of automobile liability insurance is canceled, other than for nonpayment of premium, or in the event of failure to renew a policy of automobile liability insurance to which Section 663 applies, the insurer shall notify the named insured of his possible eligibility for automobile...”
  • Cal. Ins. Code § 675.5(b) (Commercial insurance defined; included coverages)
    “As used in this section, commercial insurance means commercial multiperil, commercial property, commercial liability, commercial special multiperil, commercial comprehensive multiperil, errors and omissions liability, and professional liability insurance, and any other insurance not included in...”
  • Cal. Ins. Code § 675.55(a)(1) (Wildfire emergency; bar on cancellation and nonrenewal of commercial property insurance)
    “An insurer shall not cancel or refuse to renew a policy of commercial property insurance for a property located in any ZIP Code within or adjacent to the fire perimeter, for one year after the declaration of a state of emergency, as defined in Section 8558 of the Government Code, based solely on...”
  • Cal. Ins. Code § 676.10(b) (Hate crime or antireproductive rights crime claim; cancellation, nonrenewal, and premium bar)
    “No insurer issuing policies subject to this section shall cancel or refuse to renew the policy, nor shall any premium be excessive or unfairly discriminatory solely on the basis that one or more claims has been made against the policy during the preceding 60 months for a loss that is the result of...”
  • Cal. Ins. Code § 677.4 (Notice of cancellation; policies covered by Section 675)
    “A notice of cancellation with respect to a policy covered under Section 675 shall be delivered at least 20 calendar days prior to the effective date of the cancellation, except that in the case of a cancellation for nonpayment of premiums, or for fraud, the notice shall be given at least 10...”
  • Cal. Ins. Code § 332 (Duty to communicate material facts)
    “Each party to a contract of insurance shall communicate to the other, in good faith, all facts within his knowledge which are or which he believes to be material to the contract and as to which he makes no warranty, and which the other has not the means of ascertaining.”
  • Cal. Ins. Code § 355 (Representation may be altered or withdrawn before insurance effected, not after)
    “A representation may be altered or withdrawn before the insurance is effected, but not afterwards.”
  • Cal. Ins. Code § 102(a) (Fire insurance defined)
    “Fire insurance includes: (a) Insurance against loss by fire, lightning, windstorm, tornado, or earthquake.”
  • Cal. Ins. Code § 108(a) (Liability insurance defined; named exclusions)
    “Liability insurance includes: (a) Insurance against loss resulting from liability for injury, fatal or nonfatal, suffered by any natural person, or resulting from liability for damage to property, or property interests of others but does not include worker’s compensation, common carrier liability,...”
  • Cal. Ins. Code § 103(b) (Inland marine insurance; hull insurance on pleasure craft)
    “Inland marine insurance shall be deemed to include hull insurance on water pleasure craft not used for commercial purposes of a size and type to be determined by the commissioner.”
  • Cal. Ins. Code § 676.6(b)(1) (Umbrella liability insurance policy defined)
    ““Umbrella liability insurance policy” means an insurance policy providing liability coverage per person or per occurrence or per claim, when written over one or more underlying liability policies or over a specified amount of self-insured retention.”

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Questions about this source

California Insurance Code, Division 1 Part 1 -- The Contract, all 25 chapters complete (Classes of Insurance through Prohibition of Discriminatory Practices) (Secs. 100-679.75) is a state statute published by California Legislative Counsel (leginfo.legislature.ca.gov). Edition: California Insurance Code, current official text on California Legislative Information, the Legislative Counsel of California. The publisher prints no edition or currency statement on the code display pages themselves; the site states it publishes the code as amended and in effect..

No. This page summarizes the document and links to the official version. Always rely on the text published by California Legislative Counsel (leginfo.legislature.ca.gov) for the current law.

Practice questions for California Property & Casualty, California Personal Lines, California Claims Adjuster cite this document.

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