California Insurance Code, Division 1 Part 2 Chapter 1 -- General Regulations (the business of insurance), complete, all 18 articles
Secs. 680-1113
Edition and licensing notes
Publisher. California Legislative Counsel (leginfo.legislature.ca.gov)
Edition. California Insurance Code, current official text on California Legislative Information, the Legislative Counsel of California. The publisher prints no edition or currency statement on the code display pages themselves; the site states it publishes the code as amended and in effect.
Status. US state statute; public domain.
What this document is
California Insurance Code, Division 1 Part 2 Chapter 1 -- General Regulations (the business of insurance), complete, all 18 articles (Secs. 680-1113) is a state statute published by California Legislative Counsel (leginfo.legislature.ca.gov). It is one of the California documents that insurance license exam questions are written from, including california property & casualty, california personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- Cal. Ins. Code § 791.10(a)(1) (Adverse underwriting decision; general reason-disclosure options)
“Either provide the applicant, policyholder, or individual proposed for coverage with the specific reason or reasons for the adverse underwriting decision in writing or, except as provided in subdivision (e), advise the person that upon written request he or she may receive the specific reason or reasons in writing.”
- Cal. Ins. Code § 816(d) (Restrictions on adjuster compensation; bracketed fee-schedule exception)
“An arrangement, schedule of charges, agreement or contract, express or implied, for the adjustment of claims under which the compensation for the services of the person making the adjustment (exclusive of reimbursement for actual expenses) consistently increases, in reasonable brackets, as the...”
- Cal. Ins. Code § 1063(a) (California Insurance Guarantee Association; classes included and excluded)
“shall establish the California Insurance Guarantee Association (the association); provided, however, this article shall not apply to the following classes or kinds of insurance: life and annuity (see Section 101), title (see Section 104), fidelity or surety including fidelity or surety bonds, or...”
- Cal. Ins. Code § 1063.4(a) (Insured's cooperation duty; assignment of unearned premium refund)
“Insureds entitled to the protection of this article shall cooperate with the association in accordance with their policies in the same manner as they would have been required to cooperate with their insurer if it were not in liquidation and shall be deemed to have assigned to the association any...”
- Cal. Ins. Code § 970(b) (Wildfire Safety and Risk Mitigation Program; stated purpose)
“The purpose of the program is to provide funding to one or more universities for the purpose of creating a research and educational center responsible for developing, demonstrating, and deploying a public wildfire catastrophe model that provides significant wildfire safety benefits to California...”
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More California sources
- California Accident and Health Agent Examination Educational ObjectivesCandidate handbook or exam outline
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- California Personal Lines License Examination ObjectivesCandidate handbook or exam outline
- California Property License Examination ObjectivesCandidate handbook or exam outline
- Cal. Ins. Code s. 790.03: Unfair methods of competition and unfair or deceptive acts definedState statute
- Cal. Ins. Code s. 1668: Grounds for license denial, suspension, or revocationState statute
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