Maryland Personal Lines license exam prep

Maryland Personal Lines Insurance Practice Test 2026

Practice the exam Maryland uses, from general personal lines knowledge to Maryland's own insurance law. Every answer quotes the statute behind it.

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What the Maryland exam tests

General Insurance Principles, plus Maryland's own insurance law.

Maryland requirement to pass

100 scored questions. The time limit and passing score are set by Maryland; check the candidate handbook.

Last verified September 2026 · Exam Content Outline

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Master each topic before your Maryland exam. First 1 topics are free to start.

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Maryland insurance lawPRO27 questions Practice run: State Personal Lines Regulations20 questions free, 27 with Pro · mixed topicsStart run

Pro study tools

The free runs cover the basics. These tools answer one question: would you pass the Personal Lines test today?

Personal Lines Exam SimulatorPROA timed, full-length practice exam with no feedback until you finish, so it feels like test day.

Quick QuizPROA short set drawn from the questions you miss most, reshuffled every time.

Readiness analysisPROYour strengths, weak spots, and estimated pass probability across the bank.

Your Personal Lines readiness, before you book.

This is a sample report. With Pro, the score and every dimension come from your own answers.

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SAMPLE SCORE BREAKDOWN

SAMPLE

Coverage62%

Accuracy78%

Test Performance71%

Memory66%

Speed84%

81% likely to pass (sample)Focus on: Coverage

About the Maryland Personal Lines exam

Personal Lines is a narrower license for selling coverage to individuals and families: personal auto, homeowners and umbrella liability. Not every state offers it as a separate exam, so the states below are the ones we cover.

What it covers

Homeowners and residential property coverage
Personal auto and umbrella liability
Cancellation, nonrenewal and notice rules
Your state's personal lines regulations

Who takes it

Agents who sell only to individuals and households, such as captive agents at personal lines carriers.

Frequently asked questions

Maryland's published content outline lists 100 scored questions. Exams also include a few unscored pretest questions.

The passing score is set by Maryland. Most states use 70%, but check the Maryland candidate handbook from the testing vendor for the exact figure.

Maryland uses Prometric, an independent testing company that schedules and runs licensing exams. Its candidate handbook explains how to register and what to bring.

The testing company lists an exam fee of $62, paid when you register; the exact amount depends on which exam you take. The Maryland Department of Insurance lists $54 for the license itself, which depends on the license type. Fees can change, so confirm them when you book.

Property & Casualty: not required. Confirm the current rule with the Maryland Department of Insurance before you register, because requirements change.

Retake rules come from Maryland and its testing vendor: you pay the fee again and, in some cases, wait a set number of days. Check the Maryland candidate handbook from the testing vendor for the exact figure.

Passing is one step. You then apply for the license through the Maryland Department of Insurance, usually with a background check and a fee.

Yes. Each state writes its own version, combining general personal lines knowledge with Maryland insurance law.

More Maryland practice tests

Maryland Life & Health practice test Maryland Property & Casualty practice test

Personal Lines practice tests in other states

California Texas Florida New York Pennsylvania Illinois Ohio Georgia North Carolina Michigan New Jersey Virginia

See all Personal Lines states →