R.I. Gen. Laws Title 31, Chapter 47 (Motor Vehicle Reparations Act) and Chapter 47.4 (Uninsured Motorist Identification Database Procedure)

What this document is

R.I. Gen. Laws Title 31, Chapter 47 (Motor Vehicle Reparations Act) and Chapter 47.4 (Uninsured Motorist Identification Database Procedure) is a state statute published by webserver.rilegislature.gov. It is one of the Rhode Island documents that insurance license exam questions are written from, including rhode island property & casualty, rhode island personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• R.I. Gen. Laws § 31-47-4(a) (Notice of termination)

  “No contract of insurance or renewal of it shall be terminated by cancellation or failure to renew by the insurer until at least thirty (30) days after mailing to the named insured, at the address shown on the policy a notice of termination or cancellation by certificate of mailing, except that when...”

• R.I. Gen. Laws § 31-47-16 (Assigned risk plans)

  “After consultation with insurance companies authorized to issue automobile liability policies in this state, the insurance commissioner shall approve a reasonable plan or plans for the equitable apportionment among the insurance companies of applicants for those policies and for motor vehicle...”

• R.I. Gen. Laws § 31-47-7 (Self-insurers)

  “The director of the department of business regulation, in his or her discretion, may upon the application of a person having registered in his or her name in this state more than twenty-five (25) motor vehicles, issue a certificate of self insurance when he or she is reasonably satisfied that the...”

• R.I. Gen. Laws § 31-47-12.1 (Right to choose auto body repair facility)

  “Any evidence of proof of financial responsibility or security shall include the following statement therein in bold face print: "PURSUANT TO RHODE ISLAND LAW, THE CONSUMER HAS THE RIGHT TO CHOOSE THE REPAIR FACILITY TO COMPLETE REPAIRS TO A MOTOR VEHICLE. AN INSURANCE COMPANY MAY NOT INTERFERE WITH...”

• R.I. Gen. Laws § 31-47-13(c) (Insurers and sureties)

  “Whenever it is determined by a final judgment in a judicial proceeding that an insurer or surety, which has been named on a document accepted by a court or the administrator of the division of motor vehicles as financial responsibility covering the operation of a motor vehicle at the time of an...”

• R.I. Gen. Laws § 31-47.4-8 (Commercial exemption)

  “For the purposes of this chapter, commercial auto coverage is defined as any coverage provided to an insured, regardless of number of vehicles or entities covered, under a commercial coverage form and rated from a commercial manual approved by the commissioner of insurance. This chapter shall not...”

• R.I. Gen. Laws § 31-47.4-4(a) (Notice - Proof - Revocation of registration - False statement - Penalties)

  “If the comparison under § 31-47.4-2 shows that a motor vehicle is not insured for four (4) consecutive reporting periods as set forth in § 31-47.4-3(a), the division of motor vehicles shall direct that the designated agent provide notice to the owner of the motor vehicle that the owner has fifteen...”

• R.I. Gen. Laws § 31-47.4-3(e) (Motor vehicle insurance reporting - Penalty)

  “The division of motor vehicles may, following procedures adopted pursuant to chapter 35 of title 42, "the administrative procedures act," assess a fine against an insurer of up to two hundred fifty dollars ($250) for each day the insurer fails to comply with this section. (2) The division of motor...”

• R.I. Gen. Laws § 31-47-15.2 (Exception - Vehicles owned by active duty military personnel)

  “Upon receipt of a signed written request for a suspension from the owner of a registered motor vehicle stating that the vehicle will not be operated upon any highway during a period of not less than thirty (30) consecutive days as a consequence of the entrance of the owner into the active duty...”

• R.I. Gen. Laws § 31-47-2(13)(i)(A) (Definitions - Owner's policy of liability insurance)

  “subject to a limit, exclusive of interest and costs, with respect to each motor vehicle of twenty-five thousand dollars ($25,000) because of bodily injury to, or death of, one person in any one accident; and subject to the limit for one person, to a limit of fifty thousand dollars ($50,000),...”

• R.I. Gen. Laws § 31-47-9(a) (Penalties)

  “Any owner of a motor vehicle registered or required to be registered in this state who shall knowingly operate the motor vehicle or knowingly permit it to be operated in this state without having in full force and effect the financial security required by the provisions of this chapter, and any...”

• R.I. Gen. Laws § 31-47.4-6 (Compliance)

  “Every property and casualty insurance company that is licensed to issue motor vehicle insurance policies or is authorized to do business in Rhode Island shall comply with this chapter for verification of evidence of vehicle insurance for every vehicle insured by that company in Rhode Island as...”

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