Large Group Health Insurance Coverage and the Small Employer Health Insurance Availability Act

What this document is

R.I. Gen. Laws Title 27, Chapters 18.6 and 50: Large Group Health Insurance Coverage and the Small Employer Health Insurance Availability Act is a state statute published by webserver.rilegislature.gov. It is one of the Rhode Island documents that insurance license exam questions are written from, including rhode island life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• R.I. Gen. Laws tit. 27 § 27-50-8(d) (Certification of creditable coverage)

  “The certificate of creditable coverage required to be provided pursuant to subsection (a) shall contain: (1) Written certification of the period of creditable coverage of the individual under the health benefit plan and the coverage, if any, under the applicable COBRA continuation provision; and...”

• R.I. Gen. Laws tit. 27 § 27-50-6(a)(7) (Renewability of coverage)

  “(7) The small employer carrier decides to discontinue offering a particular type of health benefit plan in the state’s small employer market if the carrier: (i) Provides notice of the decision not to renew coverage at least ninety (90) days prior to the nonrenewal of any health benefit plans to all...”

• R.I. Gen. Laws tit. 27 § 27-50-3(m) (Definitions: eligible employee)

  “The term includes a self-employed individual, a sole proprietor, a partner of a partnership, and may include an independent contractor, if the self-employed individual, sole proprietor, partner, or independent contractor is included as an employee under a health benefit plan of a small employer,...”

• R.I. Gen. Laws tit. 27 § 27-18.6-4(c) (Discrimination prohibited)

  “(c)(1) A group health plan and a health insurance carrier offering health insurance coverage in connection with a group health plan may not require any individual (as a condition of enrollment or continued enrollment under the plan) to pay a premium or contribution that is greater than the premium...”

• R.I. Gen. Laws tit. 27 § 27-50-7(d)(10) (Availability of coverage)

  “If a small employer carrier offers coverage to a small employer, the small employer carrier shall offer coverage to all of the eligible employees of a small employer and their dependents who apply for enrollment during the period in which the employee first becomes eligible to enroll under the...”

• R.I. Gen. Laws § 27-18.6-12(c) (Large group health insurance coverage, health plan loss information)

  “(c) If an employer requests health plan loss information from an insurance agent or other authorized representative, the agent or authorized representative shall transmit the request to the health insurance carrier within four (4) working days.”

• R.I. Gen. Laws § 27-50-12(b) (Small Employer Health Insurance Availability Act, standards to assure fair marketing)

  “(b)(1) Except as provided in subsection (b)(2) of this section, no small employer carrier or producer shall, directly or indirectly, engage in the following activities: (i) Encouraging or directing small employers to refrain from filing an application for coverage with the small employer carrier...”

Practice this material

Questions about this source

More Rhode Island sources

• General Laws of Rhode Island § 27-29-4 - Unfair methods of competition and unfair or deceptive acts or practices definedState statute
• R.I. Gen. Laws Title 27, Chapter 18: Accident and Sickness Insurance PoliciesState statute
• R.I. Gen. Laws Title 27, Chapters 2, 9.4, 13.1 and 16: Foreign Insurance Companies; Insurance Binders as Evidence of Coverage; Examinations; Unauthorized Insurance BusinessState statute
• R.I. Gen. Laws Title 27, Chapters 4.8 and 37: Group Life Insurance and Cancellation of Group InsuranceState statute
• R.I. Gen. Laws Title 27, Chapter 34.3: Rhode Island Life and Health Insurance Guaranty Association ActState statute
• R.I. Gen. Laws Title 27, Chapters 4, 4.3, 4.4, 4.9 and 4.10: Life Insurance Policies and Reserves; Standard Nonforfeiture Law for Life Insurance; Standard Nonforfeiture Law for Individual Deferred Annuities; Beneficiaries' Bill of Rights; Mandatory Disclosure of Alternatives to Lapse or SurrenderState statute
• R.I. Gen. Laws Title 27, Chapters 18.2 and 34.2: Medicare Supplement Insurance Policies and Long-Term Care InsuranceState statute
• R.I. Gen. Laws Title 27, Chapters 2.4, 3.2 and 10: Producer Licensing Act, Continuing Education Requirements, and Claim AdjustersState statute