State statute · Rhode Island

Unfair methods of competition and unfair or deceptive acts or practices defined

General Laws of Rhode Island § 27-29-4

Publisher: Rhode Island General Assembly
Edition: R.I. Gen. Laws s. 27-29-4, current official online text, retrieved 2026-09-11
Last checked: 2026-09-11
Status: US state statute

Edition and licensing notes

Publisher. Rhode Island General Assembly (webserver.rilegislature.gov)

Status. US state statute; public domain.

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What this document is

General Laws of Rhode Island § 27-29-4 - Unfair methods of competition and unfair or deceptive acts or practices defined is a state statute published by Rhode Island General Assembly (webserver.rilegislature.gov). It is one of the Rhode Island documents that insurance license exam questions are written from, including rhode island life & health, rhode island property & casualty, rhode island personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

R.I. Gen. Laws § 27-29-4(4) (Boycott, coercion, and intimidation)
“Entering into any agreement to commit, or by any concerted action committing, any act of boycott, coercion, or intimidation resulting in or tending to result in unreasonable restraint of, or monopoly in, the business of insurance;”
R.I. Gen. Laws § 27-29-4(3) (Defamation)
“aiding, abetting, or encouraging the making, publishing, disseminating, or circulating of any oral or written statement or any pamphlet, circular, article of literature that is false or maliciously critical of or derogatory to the financial condition of an insurer, and that is calculated to injure...”
R.I. Gen. Laws § 27-29-4(1) (Misrepresentations of policies)
“making any misrepresentation to any policyholder insured in any company including any intentional misquote of a premium rate, for the purpose of inducing or tending to induce the policyholder to lapse, forfeit, or surrender his or her insurance, or misrepresenting for the purpose of effecting a...”
R.I. Gen. Laws § 27-29-4(7) (Unfair Discrimination)
“Making or permitting any unfair discrimination between individuals of the same class and of essentially the same hazard in the amount of premium, policy fees, or rates charged for any policy or contract of accident or health insurance or in the benefits payable under any policy or contract, or in...”
R.I. Gen. Laws § 27-29-4(6) (Stock Operations and Advisory Board Contracts)
“(6) Stock operations and advisory board contracts. Issuing or delivering or permitting agents, officers, or employees to issue or deliver agency company stock or other capital stock, or benefit certificates or shares in any common law corporation, or securities of any special or advisory board...”
R.I. Gen. Laws § 27-29-4(7)(v) (Unfair Discrimination: dependent-benefits exception)
“nothing in this subsection shall prohibit an insurer from taking marital status into account for the purpose of defining persons eligible for dependent benefits;”
R.I. Gen. Laws § 27-29-4(5)(ii) (False financial statements)
“Knowingly making any false entry of a material fact in any book, report, or statement of any insurer or knowingly omitting to make a true entry of any material fact pertaining to the business of the insurer in any book, report, or statement of the insurer;”
R.I. Gen. Laws § 27-29-4(5)(i) (False financial statements)
“Knowingly filing with any supervisory or other public official, or knowingly making, publishing, disseminating, circulating, or delivering to any person, or placing before the public or causing directly or indirectly, to be made, published, disseminated, circulated, delivered to any person, or...”
R.I. Gen. Laws § 27-29-4(7)(v) (Unfair Discrimination: limiting coverage by sex)
“(v) Refusing to insure, refusing to continue to insure, or limiting the amount of coverage available to an individual because of the sex or marital status of the individual; nothing in this subsection shall prohibit an insurer from taking marital status into account for the purpose of defining...”
R.I. Gen. Laws § 27-29-4(7)(v) (Unfair Discrimination: sex or marital status)
“Refusing to insure, refusing to continue to insure, or limiting the amount of coverage available to an individual because of the sex or marital status of the individual;”
R.I. Gen. Laws § 27-29-4(2) (False Information and Advertising Generally)
“in a newspaper, magazine, or other publication, or in the form of a notice, circular, pamphlet, letter, or poster, or over any radio or television station, or in any other way, an advertisement, announcement, or statement containing any assertion, representation, or statement with respect to the...”
R.I. Gen. Laws § 27-29-4(1) (Misrepresentations)
“making any misleading representation or any misrepresentation as to the financial condition of any insurer, or as to the legal reserve system upon which any life insurer operates”

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