Motor Vehicle Safety Responsibility Act (Safety Responsibility Administration, Proof of Financial Responsibility for the Future, and Safety Responsibility Violations - General Provisions)

What this document is

R.I. Gen. Laws Title 31, Chapters 31-33: Motor Vehicle Safety Responsibility Act (Safety Responsibility Administration, Proof of Financial Responsibility for the Future, and Safety Responsibility Violations - General Provisions) is a state statute published by webserver.rilegislature.gov. It is one of the Rhode Island documents that insurance license exam questions are written from, including rhode island property & casualty, rhode island personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• R.I. Gen. Laws § 31-32-2(a) ("Proof of financial responsibility for the future" defined)

  “"Proof of financial responsibility for the future", as used in this chapter, means proof of ability to respond in damages for liability, on account of accidents occurring subsequent to the effective date of the proof, arising out of the ownership, maintenance, or use of a vehicle of a type subject...”

• R.I. Gen. Laws § 31-32-4(c) (Proof required under certain circumstances)

  “Whenever the license of any person shall have been suspended for having violated any provisions of the motor vehicle laws other than those enumerated in § 31-11-6, once within a period of twenty-four (24) calendar months, the administrator of the division of motor vehicles may in his or her...”

• R.I. Gen. Laws § 31-32-20 (Alternate methods of giving proof)

  “Proof of financial responsibility when required under this chapter, with respect to a vehicle or with respect to a person who is not the owner of a vehicle, may be given by filing: (1) A certificate of insurance as provided in § 31-32-21 or 31-32-22; (2) A bond as provided in 31-32-27; (3) A...”

• R.I. Gen. Laws § 31-32-25 (Notice of cancellation or termination of certified policy)

  “When an insurance carrier has certified a motor vehicle liability policy under § 31-32-21 or 31-32-22, and the certified policy is subsequently cancelled or terminated by the insurance carrier, a notice of cancellation or termination of the insurance so certified shall be filed, by the insurance...”

• R.I. Gen. Laws § 31-33-8(b) (Assigned risk plans)

  “The plan or plans shall provide coverage for liability imposed by law for damages arising out of the ownership, maintenance, or use of the vehicle or vehicles within the United States or the Dominion of Canada, up to a limit of two hundred fifty thousand dollars ($250,000) because of bodily injury...”

• R.I. Gen. Laws § 31-32-24(f)(1) (Provisions incorporated in policy)

  “The liability of the insurance carrier with respect to the insurance required by this chapter shall become absolute whenever injury or damage covered by the motor vehicle liability policy occurs; the policy may not be cancelled or annulled as to the liability by any agreement between the insurance...”

• R.I. Gen. Laws § 31-32-24(f)(1) ("Motor vehicle liability policy" defined - Provisions incorporated in policy)

  “The liability of the insurance carrier with respect to the insurance required by this chapter shall become absolute whenever injury or damage covered by the motor vehicle liability policy occurs; the policy may not be cancelled or annulled as to the liability by any agreement between the insurance...”

• R.I. Gen. Laws § 31-32-24(e) ("Motor vehicle liability policy" defined - Policy need not insure under workers' compensation law or employees)

  “The motor vehicle liability policy need not insure any liability under any workers' compensation law nor any liability on account of bodily injury to or death of an employee of the insured while engaged in the employment other than domestic of the insured, or while engaged in the operation,...”

• R.I. Gen. Laws § 31-32-21 (Certificate of insurance as proof)

  “Proof of financial responsibility for the future may be furnished by filing with the division of motor vehicles the written certificate of any insurance carrier duly authorized to do business in this state certifying that there is in effect a motor vehicle liability policy for the benefit of the...”

• R.I. Gen. Laws § 31-32-24(b)(2) ("Motor vehicle liability policy" defined - Owner's policy)

  “Shall insure the person named in it and any other person, as insured, using any vehicle or vehicles with the express or implied permission of the named insured, against loss from the liability imposed by law for damages arising out of the ownership, maintenance, or use of that vehicle or vehicles...”

• R.I. Gen. Laws § 31-32-24(k) ("Motor vehicle liability policy" defined - Binders)

  “Any binder issued pending the issuance of a motor vehicle liability policy shall be deemed to fulfill the requirements for such a policy.”

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