State statute · Rhode Island

R.I. Gen. Laws Title 27, Chapter 7: Liability Insurance

Publisher: webserver.rilegislature.gov
Edition: 2026 General Laws
Last checked: 2026-09-25
Status: RI statutes, public domain

Edition and licensing notes

Edition. 2026 General Laws (Rhode Island General Assembly / Legislative Data Systems statutes site, page-stated 'Search the 2026 General Laws', SessionYear=2026 over /Statutes); History of Section notes in this file run through P.L. 2025, ch. 469 and ch. 471

Status. RI statutes, public domain (state government edict).

Read the official text Practice questions from this source

What this document is

R.I. Gen. Laws Title 27, Chapter 7: Liability Insurance is a state statute published by webserver.rilegislature.gov. It is one of the Rhode Island documents that insurance license exam questions are written from, including rhode island property & casualty, rhode island personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

R.I. Gen. Laws § 27-7-2.1(a) (Uninsured motorist coverage)
“The insurer shall provide uninsured motorist coverage in an amount equal to the insured's bodily injury liability limits. The named insured shall have the option of selecting a limit in writing less than the bodily injury liability coverage, but in no event less than the limits set forth in §...”
R.I. Gen. Laws § 27-7-2.1(e) (Uninsured motorist coverage)
“Property damage caused by collision shall be subject to a two hundred dollar ($200) deductible per claim unless otherwise agreed.”
R.I. Gen. Laws § 27-7-2.1(g) (Uninsured motorist coverage)
“For the purposes of this section "uninsured motorist" shall include an underinsured motorist. An "underinsured motorist" is the owner or operator of a motor vehicle who carries automobile liability insurance with coverage in an amount less than the limits or damages that persons insured pursuant to...”
R.I. Gen. Laws § 27-7-2.1(h) (Uninsured motorist coverage)
“A person entitled to recover damages pursuant to this section shall not be required to make a claim against or bring an action against the uninsured or underinsured tortfeasor as a prerequisite to recover damages from the insurer providing coverage pursuant to this section. In the event that the...”
R.I. Gen. Laws § 27-7-2.2 (Interest on judgment - Payment by insurer)
“In any civil action in which the defendant is covered by liability insurance and in which the plaintiff makes a written offer to the defendant's insurer to settle the action in an amount equal to or less than the coverage limits on the liability policy in force at the time the action accrues, and...”
R.I. Gen. Laws § 27-7-6(c) (Rental vehicle coverage)
“Whenever liability is accepted by an insurance company involving an accident that results in their insured's causing a total loss of the other party's vehicle, the at-fault carrier shall extend coverage for a rental vehicle for not less than an additional seven (7) days after the aggrieved party...”
R.I. Gen. Laws § 27-7-2.4 (Direct action against insurer upon filing for bankruptcy)
“Any person, having a claim because of damages of any kind caused by the tort of any other person, may file a complaint directly against the liability insurer of the alleged tortfeasor seeking compensation by way of a judgment for money damages whenever the alleged tortfeasor files for bankruptcy,...”
R.I. Gen. Laws § 27-7-2.5(a) (Minimum coverage - Medical payments)
“No policy insuring against loss resulting from liability imposed by law, or for injuries caused by a motor vehicle collision or for injuries arising out of the ownership, maintenance, or use of a motor vehicle, shall be delivered or issued in this state unless coverage is provided in the policy for...”
R.I. Gen. Laws § 27-7-6(a) (Rental vehicle coverage)
“For liability assumed under a written contract, coverage shall be provided under the property damage liability section of an insured's private passenger automobile insurance policy. Property damage coverage shall extend to a rented motor vehicle, under ten thousand pounds (10,000 lbs.), without...”
R.I. Gen. Laws § 27-7-1 (Direct liability of insurer to person injured)
“Every policy written insuring against liability for property damage or personal injuries or both, and every policy written indemnifying any person by reason of that liability, other than the payment of compensation under chapters 29 - 38 of title 28, shall contain provisions to the effect that the...”
R.I. Gen. Laws § 27-7-5 (Information to injured party)
“Any insurance company doing business in this state shall reveal to an injured party making a claim against an insured the amount of the limits of liability coverage upon receiving a request in writing for that information from the injured party or the injured party's attorney.”

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Questions about this source

R.I. Gen. Laws Title 27, Chapter 7: Liability Insurance is a state statute published by webserver.rilegislature.gov. Edition: 2026 General Laws (Rhode Island General Assembly / Legislative Data Systems statutes site, page-stated 'Search the 2026 General Laws', SessionYear=2026 over /Statutes); History of Section notes in this file run through P.L. 2025, ch. 469 and ch. 471.

No. This page summarizes the document and links to the official version. Always rely on the text published by webserver.rilegislature.gov for the current law.

Practice questions for Rhode Island Property & Casualty, Rhode Island Personal Lines cite this document.

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