Insurance Producer Standards of Conduct (marketing; commissions and fees; management of funds; administrative procedures and penalties) and Persons Employed in the Business of Insurance
N.J.A.C. Title 11, Chapters 17A, 17B, 17C, 17D and 17E
Edition and licensing notes
Publisher. Cornell Legal Information Institute (law.cornell.edu), publication of the New Jersey Administrative Code (N.J.A.C.)
Edition. Cornell Legal Information Institute (law.cornell.edu) publication of the New Jersey Administrative Code (N.J.A.C.), retrieved 2026-09-29; NOT the state's own portal. LII states state regulations are updated periodically; no adoption-date currency line is printed on the section pages (each section's adoption history is in LII's Notes, not stored here).
Status. New Jersey administrative rules are public law; text as republished by Cornell LII (law.cornell.edu); the LII page format and terms of use were not fetched or r
What this document is
N.J.A.C. Title 11, Chapters 17A, 17B, 17C, 17D and 17E - Insurance Producer Standards of Conduct (marketing; commissions and fees; management of funds; administrative procedures and penalties) and Persons Employed in the Business of Insurance is a regulation published by Cornell Legal Information Institute (law.cornell.edu), publication of the New Jersey Administrative Code (N.J.A.C.). It is one of the New Jersey documents that insurance license exam questions are written from, including new jersey property & casualty, new jersey personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- N.J.A.C. 11:17A-2.3(h) (Rebates and inducements; prohibited practices)
“Services or monetary benefits provided for free or at a discounted price that inure to the personal benefit of the person and that are largely extraneous to the coverage being purchased or the insurance services being provided by an insurance producer, or services offered in a discriminatory manner...”
- N.J.A.C. 11:17B-3.1(d) (Fees)
“A new written agreement shall be entered into for each fee charged and each time a fee is charged. An initial agreement shall not be used as the sole basis to charge a fee for a renewal policy.”
- N.J.A.C. 11:17A-1.4(b)14 (Selling, soliciting or negotiating an insurance contract)
“Responding to a policyholder's request for advice or counsel regarding policy provisions or coverage. Example: In the course of requesting an application form or a change to an existing policy, if a policyholder or prospective policyholder, while speaking to an unlicensed person, requests an...”
- N.J.A.C. 11:17B-1.3 (Definitions; insurance broker)
“"Insurance broker" means an insurance producer acting as an insurance broker who, for a commission, brokerage fee, or other consideration, acts or aids in any manner concerning negotiation, solicitation or sale of insurance contracts as the representative of an insured or prospective insured; or a...”
- N.J.A.C. 11:17A-2.5(g) (Tie-ins; coercion)
“(g) No insurance producer shall restrict the sale or issuance of an insurance policy, or participate in the restriction of the sale or issuance of an insurance policy, to persons who enter into, or agree to enter into, premium financing agreements with any particular premium finance service company.”
- N.J.A.C. 11:17A-4.3(a) (Confirmation of underwriting information)
“(a) Every insurance producer shall, within 10 days after the effectuation of an insurance transaction made through an insurance producer which modifies the terms of an existing insurance contract or the terms of an application for insurance, notify a policyholder or applicant, in writing, of all...”
- N.J.A.C. 11:17A-2.6(a) (Identification of insurance producer)
“(a) An insurance producer who solicits insurance shall be required to identify the following information to the person he or she is soliciting prior to commencing his or her solicitation: 1. His or her name as it appears on his or her insurance producer license; 2. The name of the insurer, if...”
- N.J.A.C. 11:17C-2.2(a) (Remittance standards)
“(a) All premium funds shall be remitted to the insurer or other insurance producer, as applicable, within five business days after receipt of the funds except as otherwise required or provided by any of the following: 1. The insurance producer's contract with the insurer or written agreement with...”
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More New Jersey sources
- N.J.S.A. 17:29B-4: Unfair methods of competition and deceptive acts definedState statute
- N.J.S.A. Title 17 Chapter 1 - Department of Banking and Insurance; the Commissioner's powers (17:1-1 through 17:1-28, 23 sections)State statute
- N.J.S.A. Title 17 Chapter 16C - Retail Installment Sales Act (17:16C-1 through 17:16C-103, 125 sections)State statute
- N.J.S.A. Title 17 Chapter 1C - Department expenses, apportionment and assessment (17:1C-6.1 through 17:1C-48, 32 sections)State statute
- N.J.S.A. Title 17 Chapter 28 - Insurance policy provisions, including compulsory uninsured and underinsured motorist coverage (17:28-1 through 17:28-8, 16 sections)State statute
- N.J.S.A. Title 17 Chapter 29A - Rates and rating organizations (17:29A-1 through 17:29A-62, 73 sections)State statute
- N.J.S.A. Title 17 Chapter 29AA - Commercial insurance deregulation (17:29AA-1 through 17:29AA-34, 35 sections)State statute
- N.J.S.A. Title 17 Chapter 29B - Unfair trade practices in the business of insurance, complete chapter (17:29B-1 through 17:29B-19, 20 sections)State statute