Iowa Code Chapter 516A - Uninsured, Underinsured, or Hit-and-Run Motorists - Iowa Code (2025-26 compilation)
Edition and licensing notes
Publisher. Iowa General Assembly / Legislative Services Agency (legis.iowa.gov)
Edition. Iowa Code PDF as served by legis.iowa.gov, PDF creation date 2025-12-09; retrieved 2026-09-29
Status. Iowa Code and Iowa Administrative Code, public domain (state government edict).
What this document is
Iowa Code Chapter 516A - Uninsured, Underinsured, or Hit-and-Run Motorists - Iowa Code (2025-26 compilation) is a state statute published by Iowa General Assembly / Legislative Services Agency (legis.iowa.gov). It is one of the Iowa documents that insurance license exam questions are written from, including iowa property & casualty, iowa personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- Iowa Code § 516A.1(2) (Coverage included in every liability policy, rejection by insured)
“However, the named insured may reject all of such coverage, or reject the uninsured motor vehicle or hit-and-run motor vehicle coverage, or reject the underinsured motor vehicle coverage, by written rejections signed by the named insured. If rejection is made on a form or document furnished by an...”
- Iowa Code § 516A.1(1) (Coverage included in every liability policy, limits)
“Both the uninsured motor vehicle or hit-and-run motor vehicle coverage, and the underinsured motor vehicle coverage shall include limits for bodily injury or death at least equal to those stated in section 321A.1, subsection 11.”
- Iowa Code § 516A.3(1) (Effect of insolvency, deemed uninsured)
“1. For the purpose of this chapter, the term “uninsured motor vehicle” shall, subject to the terms and conditions of the coverage required in this chapter, be deemed to include an insured motor vehicle with respect to which insolvency proceedings have been instituted against the liability insurer...”
- Iowa Code § 516A.1(2) (Written rejection on separate sheet)
“If rejection is made on a form or document furnished by an insurance company or insurance producer, it shall be on a separate sheet of paper which contains only the rejection and information directly related to it.”
- Iowa Code § 516A.2(3) (Highest single limit where multiple policies apply)
“the injured insured is entitled to recover up to an amount equal to the highest single limit for uninsured, underinsured, or hit-and-run motor vehicle coverage under any one of the above described motor vehicle insurance policies insuring the injured person”
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