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State statute · Iowa

Iowa Code Chapter 515D - Automobile Insurance Cancellation Control - Iowa Code (2025-26 compilation)

Publisher
Iowa General Assembly / Legislative Services Agency
Edition
Iowa Code PDF as served by legis.iowa.gov, PDF creation date 2025-12-09
Last checked
2026-09-29
Status
Iowa Code and Iowa Administrative Code, public domain
Edition and licensing notes

Publisher. Iowa General Assembly / Legislative Services Agency (legis.iowa.gov)

Edition. Iowa Code PDF as served by legis.iowa.gov, PDF creation date 2025-12-09; retrieved 2026-09-29

Status. Iowa Code and Iowa Administrative Code, public domain (state government edict).

Read the official textPractice questions from this source

What this document is

Iowa Code Chapter 515D - Automobile Insurance Cancellation Control - Iowa Code (2025-26 compilation) is a state statute published by Iowa General Assembly / Legislative Services Agency (legis.iowa.gov). It is one of the Iowa documents that insurance license exam questions are written from, including iowa property & casualty, iowa personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

  • Iowa Code § 515D.4(1) (Notice of cancellation, reasons)
    “Notice of cancellation of a policy is not effective unless it is based on one or more of the following reasons: a. Nonpayment of premium. b. Nonpayment of dues to an association or organization other than an insurance association or organization, where payment of dues is a prerequisite to obtaining...”
  • Iowa Code § 515D.3 (Automobile insurance cancellation control, when not applicable)
    “This chapter shall not apply to any policy: 1. Issued under an automobile assigned risk plan. 2. Covering garage, automobile sales agency, repair shop, service station, or public parking place operation hazards. 3. Insuring more than four automobiles. 4. Issued principally to cover personal or...”
  • Iowa Code § 515D.6(1) (Automobile insurance, prohibited reasons for nonrenewal)
    “An insurer shall not refuse to renew a policy solely because of age, residence, sex, race, color, creed, or occupation.”
  • Iowa Code § 515D.11 (Automobile insurance, insured told of alternate coverage)
    “When automobile bodily injury and property damage liability coverage is canceled or not renewed, other than for nonpayment of premium, the insurer shall notify the named insured of the insured’s possible eligibility for automobile liability insurance through the Iowa automobile insurance plan. Such...”
  • Iowa Code § 515D.6(1) (Prohibited reasons for nonrenewal)
    “1. An insurer shall not refuse to renew a policy solely because of age, residence, sex, race, color, creed, or occupation.”
  • Iowa Code § 515D.11 (Insured told of alternate coverage)
    “When automobile bodily injury and property damage liability coverage is canceled or not renewed, other than for nonpayment of premium, the insurer shall notify the named insured of the insured’s possible eligibility for automobile liability insurance through the Iowa automobile insurance plan. Such...”
  • Iowa Code § 515D.5(1)(a) (Delivery of notice, cancellation and nonpayment of premium)
    “a notice of cancellation of a policy shall not be effective unless mailed or delivered by the insurer to the named insured at least thirty calendar days prior to the effective date of cancellation, or, where the cancellation is for nonpayment of premium notwithstanding the provisions of section...”
  • Iowa Code § 515D.4(1) (Reasons for cancellation of an automobile policy)
    “Notice of cancellation of a policy is not effective unless it is based on one or more of the following reasons: a. Nonpayment of premium. b. Nonpayment of dues to an association or organization other than an insurance association or organization, where payment of dues is a prerequisite to obtaining...”
  • Iowa Code § 515D.7(4) (When the nonrenewal notice section does not apply)
    “This section shall not apply: a. If the insurer has manifested its willingness to renew. b. If the insured fails to pay any premium due or any advance premium required by the insurer for renewal.”
  • Iowa Code § 515D.10 (Hearing before Commissioner; burden on insurer)
    “The burden of proof of the reason for cancellation or intent not to renew shall be upon the insurer.”

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Questions about this source

Iowa Code Chapter 515D - Automobile Insurance Cancellation Control - Iowa Code (2025-26 compilation) is a state statute published by Iowa General Assembly / Legislative Services Agency (legis.iowa.gov). Edition: Iowa Code PDF as served by legis.iowa.gov, PDF creation date 2025-12-09; retrieved 2026-09-29.

No. This page summarizes the document and links to the official version. Always rely on the text published by Iowa General Assembly / Legislative Services Agency (legis.iowa.gov) for the current law.

Practice questions for Iowa Property & Casualty, Iowa Personal Lines cite this document.

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