O.C.G.A. Title 33 Chapter 7, §§ 33-7-1 through 33-7-16, 20 sections: Kinds of Insurance

What this document is

O.C.G.A. Title 33 Chapter 7 - Kinds of Insurance (§§ 33-7-1 through 33-7-16, 20 sections) is a state statute published by Georgia Code Revision Commission / LexisNexis (Official Code of Georgia Annotated), served through the Fastcase public document service that the Georgia Secretary of State's own rules publication links to. It is one of the Georgia documents that insurance license exam questions are written from, including georgia property & casualty, georgia personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• O.C.G.A. Sec. 33-7-11(a)(3) (Uninsured motorist coverage; rejection in writing)

  “(3) The coverage required under paragraph (1) of this subsection shall not be applicable where any insured named in the policy shall reject the coverage in writing. The coverage required under paragraph (1) of this subsection excludes umbrella or excess liability policies unless affirmatively...”

• O.C.G.A. Sec. 33-7-15(a), (b) (Cooperation by insured with insurer in defense of action)

  “(a) No motor vehicle liability insurance policy covering a motor vehicle principally garaged or principally used in this state shall be issued, delivered or issued for delivery, or renewed in this state unless such policy contains provisions or has an endorsement thereto which specifically requires...”

• O.C.G.A. § 33-7-11(a)(1)(A) (Uninsured motorist coverage under motor vehicle liability policies; minimum limits)

  “(A) Not less than $25,000.00 because of bodily injury to or death of one person in any one accident, and, subject to such limit for one person, $50,000.00 because of bodily injury to or death of two or more persons in any one accident, and $25,000.00 because of injury to or destruction of property; or”

• O.C.G.A. § 33-7-11(b)(1)(B) (Uninsured motorist coverage under motor vehicle liability policies; definition of insured)

  “(B) "Insured" means the named insured and, while resident of the same household, the spouse of any such named insured and relatives of either, while in a motor vehicle or otherwise; any person who uses, with the expressed or implied consent of the named insured, the motor vehicle to which the...”

• O.C.G.A. § 33-7-11(f) (Uninsured motorist coverage under motor vehicle liability policies; subrogation)

  “(f) An insurer paying a claim under the endorsement or provisions required by subsection (a) of this Code section shall be subrogated to the rights of the insured to whom the claim was paid against the person causing such injury, death, or damage to the extent that payment was made, including the...”

• O.C.G.A. § 33-7-12(a) (Effect of policy provision permitting insurer to settle or compromise claims of third persons against insured; release of claims by third persons)

  “(a) Any provision in a liability policy of insurance which provides that the insurer shall have the right to compromise or settle claims of third persons against the insured without the consent of the insured shall be deemed to create, as between the insurer and the insured, the relationship of an...”

• O.C.G.A. § 33-7-16(d) (Motor vehicle liability insurance for individuals convicted of driving under the influence; in lieu of Code Section 33-7-11 minimum)

  “(d) The coverages provided for in subsections (a) and (b) of this Code section shall be in lieu of the minimum motor vehicle liability insurance coverage required under Code Section 33-7-11.”

• O.C.G.A. § 33-7-11(a)(2) (Uninsured motorist coverage under motor vehicle liability policies; deductibles)

  “(2) The coverages for bodily injury or death or for injury to or destruction of property of an insured person, as provided in paragraph (1) of this subsection, may be subject to deductible amounts as follows: (A) For bodily injury or death, deductibles of $250.00, $500.00, or $1,000.00, at the...”

• O.C.G.A. Sec. 33-7-15(c) (Cooperation by insured with insurer in defense of action; documents sent by a third party)

  “(c) Subsections (a) and (b) of this Code section shall not operate to deny coverage for failure to send a copy of a summons or other process relating to policy coverage if such documents are sent by a third party to the insurer or to the insurer's agent by certified mail or statutory overnight...”

• O.C.G.A. Sec. 33-7-11(a)(3) (Uninsured motorist coverage; rejection of the coverage)

  “(3) The coverage required under paragraph (1) of this subsection shall not be applicable where any insured named in the policy shall reject the coverage in writing. The coverage required under paragraph (1) of this subsection excludes umbrella or excess liability policies unless affirmatively...”

• O.C.G.A. Sec. 33-7-11(b)(2) (Uninsured motor vehicle; unknown owner or operator; physical contact)

  “(2) A motor vehicle shall be deemed to be uninsured if the owner or operator of the motor vehicle is unknown. In those cases, recovery under the endorsement or provisions shall be subject to the conditions set forth in subsections (c) through (j) of this Code section, and, in order for the insured...”

• O.C.G.A. Sec. 33-7-11(b)(1)(B) (Uninsured motorist coverage; definition of insured)

  “(B) "Insured" means the named insured and, while resident of the same household, the spouse of any such named insured and relatives of either, while in a motor vehicle or otherwise; any person who uses, with the expressed or implied consent of the named insured, the motor vehicle to which the...”

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