State statute · Georgia

Georgia Rules & Regulations Ch. 120-2

Subjects 120-2-8 (Medicare Supplement Insurance) and 120-2-16 (Long Term Care Insurance), minimum standards

Publisher: Georgia
Edition: Rules and Regulations of the State of Georgia, Department 120, administrative history...
Last checked: 2026-09-02
Status: Official Code of Georgia Annotated, public domain

Edition and licensing notes

Publisher. Georgia (see note)

Edition. Rules and Regulations of the State of Georgia, Department 120, administrative history current through the rule amendment filed July 29, 2026, effective August 18, 2026 (last entry of the Department 120 ADMINISTRATIVE HISTORY on https://rules.sos.ga.gov/gac/120)

Status. Official Code of Georgia Annotated, public domain (government edict).

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What this document is

Georgia Rules & Regulations Ch. 120-2 - Subjects 120-2-8 (Medicare Supplement Insurance) and 120-2-16 (Long Term Care Insurance), minimum standards is a state statute published by Georgia (see note). It is one of the Georgia documents that insurance license exam questions are written from, including georgia life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

O.C.G.A. tit. 33 § 120-2-16-.07(1)(a) (Long-Term Care Unintentional Lapse)
“No individual long-term care policy or certificate shall be issued until the insurer has received from the applicant either a written designation of at least one person, in addition to the applicant, who is to receive notice of lapse or termination of the policy or certificate for nonpayment of...”
O.C.G.A. tit. 33 § 120-2-16-.32 (Requirements to Deliver Shopper's Guide)
“A long-term care insurance shopper's guide in the format developed by the National Association of Insurance Commissioners, or a guide developed or approved by the Commissioner, shall be provided to all prospective applicants of a long-term care insurance policy or certificate. (a) In the case of...”
O.C.G.A. tit. 33 § 120-2-8-.11 (Medicare Supplement Open Enrollment)
“An issuer shall not deny or condition the issuance or effectiveness of any Medicare supplement policy or certificate available for sale in this state, nor discriminate in the pricing of a policy or certificate because of the health status, claims experience, receipt of health care, or medical...”
O.C.G.A. tit. 33 § 120-2-8-.06(2) (Medicare Supplement Policy Provisions)
“No Medicare supplement policy or certificate may use waivers to exclude, limit or reduce coverage or benefits for specifically named or described preexisting diseases or physical conditions.”
O.C.G.A. tit. 33 § 120-2-8-.18(4) (Requirements for Application Forms and Replacement Coverage)
“Upon determining that a sale will involve replacement of Medicare supplement coverage, any issuer, other than a direct response issuer, or its agent, shall furnish the applicant, prior to issuance or delivery of the Medicare supplement policy or certificate, a notice regarding replacement of...”
Ga. Comp. R. & Regs. 120-2-8-.16(3) (Medicare Supplement Insurance, Permitted Compensation Arrangements)
“(3) No issuer or other entity shall provide compensation to its agents or other producers and no agent or producer shall receive compensation greater than the renewal compensation payable by the replacing issuer on renewal policies or certificates if an existing policy or certificate is replaced.”
Ga. Comp. R. & Regs. 120-2-16-.13(7)(a) (Long Term Care Insurance, Requirement to Offer Inflation Protection)
“(a) Inflation protection as provided in paragraph (1)(a) of this section shall be included in a long-term care insurance policy unless an insurer obtains a rejection of inflation protection signed by the policyholder as required in this subsection. The rejection may be either in the application or on a separate form.”
Ga. Comp. R. & Regs. 120-2-16-.34(5) (Georgia Long-Term Care Insurance Partnership Program, Agent training requirements)
“(5) Agent training requirements. On and after January 1, 2009 an individual may not sell, solicit or negotiate a partnership policy unless the individual is a licensed and appointed insurance agent in accordance with provisions of O.C.G.A. Chapter 33-23 and has completed an initial training...”
Ga. Comp. R. & Regs. 120-2-16-.07(2) (Long Term Care Insurance, Unintentional Lapse)
“(2) Reinstatement. In addition to the requirement in subsection (1), a long-term care insurance policy or certificate shall include a provision that provides for reinstatement of coverage, in the event of lapse if the insurer is provided proof that the policyholder or certificateholder was...”
Ga. Comp. R. & Regs. 120-2-8-.17(1)(e) (Medicare Supplement Insurance, Required Disclosure Provisions)
“(e) Medicare supplement policies and certificates shall have a notice prominently printed on the first page of the policy or certificate or attached thereto stating in substance that the policyholder or certificateholder shall have the right to return the policy or certificate within thirty (30)...”
Ga. Comp. R. & Regs. 120-2-16-.06(6)(a) (Long Term Care Insurance, Policy Practices and Provisions)
“(6) (a) The premium charged to an insured shall not increase due to either: (i) The increasing age of the insured at ages beyond 65; or (ii) The duration the insured has been covered under the policy.”
Ga. Comp. R. & Regs. 120-2-8-.21(3) (Appropriateness of Recommended Purchase and Excessive Insurance)
“(3) An issuer shall not issue a Medicare supplement policy or certificate to an individual enrolled in Medicare Part C unless the effective date of the coverage is after the termination date of the individual's Part C coverage.”

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Questions about this source

Georgia Rules & Regulations Ch. 120-2 - Subjects 120-2-8 (Medicare Supplement Insurance) and 120-2-16 (Long Term Care Insurance), minimum standards is a state statute published by Georgia (see note). Edition: Rules and Regulations of the State of Georgia, Department 120, administrative history current through the rule amendment filed July 29, 2026, effective August 18, 2026 (last entry of the Department 120 ADMINISTRATIVE HISTORY on https://rules.sos.ga.gov/gac/120).

No. This page summarizes the document and links to the official version. Always rely on the text published by Georgia (see note) for the current law.

Practice questions for Georgia Life & Health cite this document.

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