Georgia Rules & Regulations Ch. 120-2

What this document is

Georgia Rules & Regulations Ch. 120-2 - Group Health Insurance: Subjects 120-2-48 (Group Coordination of Benefits) and 120-2-67 (Portability and Renewability) is a state statute published by Georgia (see note). It is one of the Georgia documents that insurance license exam questions are written from, including georgia life & health practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• O.C.G.A. tit. 33 § 120-2-67-.11(b) (Conversion Policy on Termination of Group Coverage)

  “In accordance with O.C.G.A. § 33-30-15(b)(2), an insurer must offer a conversion policy to any insured whose group health insurance coverage terminates, including termination of such group health insurance coverage after any period of continuation required under § 33-24-21.1 or the provisions of...”

• O.C.G.A. tit. 33 § 120-2-67-.09(a) (Renewability of Group Health Insurance)

  “On and after July 1, 1997, all insurers which issue, issue for delivery, deliver, or renew existing group policies, certificates, or contracts of health insurance in the State of Georgia shall renew or continue such coverage at the option of the policyholders.”

• O.C.G.A. tit. 33 § 120-2-67-.06 (Affiliation Periods)

  “A group health insurance policy offered by a health maintenance organization may impose an affiliation period to employees, enrollees, or group members in lieu of any and all pre-existing condition exclusions or limitations only if the following are satisfied: (a) The affiliation period is applied...”

• O.C.G.A. tit. 33 § 120-2-67-.09(b) (Grounds for Cancellation or Nonrenewal of Group Coverage)

  “Notwithstanding paragraph (a), an insurer may cancel or nonrenew coverage in the following instances: (1) The policyholder has failed to pay premiums or contributions in accordance with the terms of the group health insurance policy or contract, including any timeliness requirements, subject to...”

• O.C.G.A. tit. 33 § 120-2-67-.12(c) (Certification of Creditable Coverage)

  “For the purposes of demonstrating previous creditable coverage upon becoming eligible for coverage under a group health insurance policy or contract, if there is no available certification demonstrating prior creditable coverage with an insurance company or employer health benefit arrangement, or...”

• Ga. Comp. R. & Regs. 120-2-67-.13(b) (Portability and Renewability, Prohibitions on Use of Health Status; Rating)

  “(b) No insurer may impose a rating methodology which requires an individual employee, group member, or dependent of an employee or group member covered by a group health insurance policy or contract to pay a higher premium than other group members solely on the basis of any health status related...”

• Ga. Comp. R. & Regs. 120-2-67-.05(e) (Portability and Renewability, Preexisting Conditions)

  “(e) No preexisting condition exclusion or limitation may be placed on a newborn child or newly adopted child, if that child is enrolled within thirty (30) days following the date of birth, adoption, placement for adoption, or within thirty-one (31) days following such dates if dependent or family...”

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More Georgia sources

• O.C.G.A. s. 33-6-4: Enumeration of unfair methods of competition and deceptive actsState statute
• O.C.G.A. Title 33, Chapter 29 - Individual Accident and Sickness Insurance (complete chapter, §§ 33-29-1 to 33-29-22)State statute
• Georgia Rules & Regulations Ch. 120-2 - Accident and Sickness Insurance: Subjects 120-2-12 (Advertising Accident and Sickness Insurance) and 120-2-59 (Standard Claim Form for Accident and Sickness Insurance)State statute
• Georgia Rules & Regulations Ch. 120-2, Subject 120-2-10 - Regulations Regarding Insurance Contract (Rules 120-2-10-.01 through -.14, including -.11A)State statute
• Georgia Rules & Regulations Ch. 120-2 - Life Insurance and Annuity Contract Regulation: Subjects 120-2-11 (Advertising of Life Insurance and Annuity Contracts), 120-2-22 (Georgia Variable Annuity Contract Regulation), 120-2-24 (Replacement of Life Insurance Policies), 120-2-31 (Life Insurance Solicitation Regulation), 120-2-32 (Variable Life Insurance), 120-2-94 (Suitability in Annuity Transactions)State statute
• Georgia Rules & Regulations Ch. 120-2 - Subjects 120-2-8 (Medicare Supplement Insurance) and 120-2-16 (Long Term Care Insurance), minimum standardsState statute
• O.C.G.A. Title 33 Chapter 1 - General Provisions of the Georgia Insurance Code (§§ 33-1-1 through 33-1-28, 31 sections)State statute
• O.C.G.A. Title 33 Chapter 14 - Organization and Corporate Procedures of Stock and Mutual Insurers (§§ 33-14-1 through 33-14-128, 78 sections)State statute