Regulation Governing Uninsured Motorist Endorsements - REGULATION

What this document is

Wyo. Admin. Rules, Insurance Dept. (044), General Agency Rules ch. 23 - Regulation Governing Uninsured Motorist Endorsements - REGULATION is a regulation published by Wyoming Department of Insurance, Administrative Rules (rules.wyo.gov). It is one of the Wyoming documents that insurance license exam questions are written from, including wyoming property & casualty, wyoming personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.

Sections cited in practice questions

Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.

• Wyo. Admin. Rules, Insurance Dept. (044), General Agency Rules ch. 23 § 4(a) (Hit-and-Run Coverage)

  “Uninsured motorist endorsements that provide coverage against bodily injury inflicted by a hit-and-run motorist shall not restrict such coverage to injuries which result from actual physical contact with the hit-and-run vehicle.”

• Wyo. Admin. Rules, Insurance Dept. (044), General Agency Rules ch. 23 § 4(a) (Regulation Governing Uninsured Motorist Endorsements, Hit-and-Run Coverage)

  “Uninsured motorist endorsements that provide coverage against bodily injury inflicted by a hit-and-run motorist shall not restrict such coverage to injuries which result from actual physical contact with the hit-and-run vehicle.”

• Wyo. Admin. Rules, Insurance Dept. (044), General Agency Rules ch. 23 § 6 (Regulation Governing Uninsured Motorist Endorsements, Consent to Sue Clause)

  “Uninsured motorists coverage shall not contain any policy language which requires the insured to obtain written consent of the insurer to initiate an action against an uninsured motorist. The insurer shall be entitled to a copy of the complaint and summons.”

• Wyo. Admin. Rules, Insurance Dept. (044), General Agency Rules ch. 23 § 7 (Regulation Governing Uninsured Motorist Endorsements, Mandatory Arbitration Clause)

  “Uninsured motorists coverage shall not contain a mandatory arbitration clause.”

• Wyo. Admin. Rules, Insurance Dept. (044), General Agency Rules ch. 23 § 3(a) (Regulation Governing Uninsured Motorist Endorsements, Reduction of Uninsured Motorists Coverage)

  “Benefits payable under uninsured motorists coverage shall not reduce or be reduced by payments made under any other section of the policy, including, but not limited to, sums paid under automobile medical coverage and bodily injury liability coverage, where actual damages exceed the policy limits...”

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