Texas Transportation Code ch. 601 -- Motor Vehicle Safety Responsibility Act, complete
Secs. 601.001-601.455
Edition and licensing notes
Publisher. Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov)
Edition. Texas Transportation Code, official text. Publisher's own currency statement: "The statutes available on this website are current through the 89th 2nd Called Legislative Session, 2025. The constitutional provisions found on this website are current through the amendments approved by voters in November 2025."
Status. US state statute; public domain.
What this document is
Texas Transportation Code ch. 601 -- Motor Vehicle Safety Responsibility Act, complete (Secs. 601.001-601.455) is a state statute published by Texas Legislative Council (statutes.capitol.texas.gov; document host tcss.legis.texas.gov). It is one of the Texas documents that insurance license exam questions are written from, including texas property & casualty, texas personal lines practice questions. This page summarizes it and points to the official version, which is the text to rely on.
Sections cited in practice questions
Each practice answer shows the exact passage it comes from. These are sections of this document that questions cite, with a short excerpt from the source text.
- Tex. Transp. Code § 601.072(a-1) (Minimum Coverage Amounts; Exclusions)
“(a-1) Effective January 1, 2011, the minimum amounts of motor vehicle liability insurance coverage required to establish financial responsibility under this chapter are: (1) $30,000 for bodily injury to or death of one person in one collision; (2) $60,000 for bodily injury to or death of two or...”
- Tex. Transp. Code § 601.073(c) (Required Policy Terms)
“The liability of the insurance company for the insurance required by this chapter becomes absolute at the time bodily injury, death, or damage covered by the policy occurs. The policy may not be canceled as to this liability by an agreement between the insurance company and the insured that is...”
- Tex. Transp. Code § 601.080 (Insurance Binder)
“Sec. 601.080. INSURANCE BINDER. A binder issued pending the issuance of a motor vehicle liability insurance policy satisfies the requirements for such a policy.”
- Tex. Transp. Code § 601.072(b) (Minimum Coverage Amounts; Exclusions)
“(b) The coverage required under this section may exclude, with respect to one collision: (1) the first $250 of liability for bodily injury to or death of one person; (2) the first $500 of liability for bodily injury to or death of two or more persons, subject to the amount provided by Subdivision...”
- Tex. Transp. Code § 601.075 (Prohibited Terms)
“Sec. 601.075. PROHIBITED TERMS. A motor vehicle liability insurance policy may not insure against liability: (1) for which the insured or the insured's insurer may be held liable under a workers' compensation law; (2) for bodily injury to or death of an employee of the insured while engaged in the...”
- Tex. Transp. Code § 601.121(a) (Surety Bond)
“Sec. 601.121. SURETY BOND. (a) A person may establish financial responsibility by filing with the department a bond: (1) with at least two individual sureties, each of whom owns real property in this state that is not exempt from execution under the constitution or laws of this state; (2)...”
- Tex. Transp. Code § 601.073(f), (g) (Required Policy Terms)
“(f) The policy, any written application for the policy, and any rider or endorsement that does not conflict with this chapter constitute the entire contract between the parties. (g) Subsections (c)-(f) apply to the policy without regard to whether those provisions are stated in the policy.”
- Tex. Transp. Code § 601.077 (Required Terms: Operator's Policy)
“Sec. 601.077. REQUIRED TERMS: OPERATOR'S POLICY. An operator's motor vehicle liability insurance policy must pay, on behalf of the named insured, amounts the insured becomes obligated to pay as damages arising out of the use by the insured of a motor vehicle the insured does not own, subject to the...”
- Tex. Transp. Code § 601.005 (Evidence in Civil Suit)
“Sec. 601.005. EVIDENCE IN CIVIL SUIT. A person at a trial for damages may not refer to or offer as evidence of the negligence or due care of a party: (1) an action taken by the department under this chapter; (2) the findings on which that action is based; or (3) the security or evidence of...”
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